Skip Header

Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

TABLE I-A. Selected Indicators, FDIC-Insured Institutions*
  2017** 2016** 2016 2015 2014 2013 2012
Return on assets (%) 1.04 0.97 1.04 1.04 1.01 1.07 1.00
Return on equity (%) 9.37 8.61 9.29 9.29 9.01 9.54 8.90
Core capital (leverage) ratio (%) 9.57 9.61 9.48 9.59 9.44 9.40 9.15
Noncurrent assets plus other real estate owned to assets (%) 0.81 0.96 0.86 0.97 1.20 1.63 2.20
Net charge-offs to loans (%) 0.49 0.46 0.47 0.44 0.49 0.69 1.10
Asset growth rate (%) 4.13 3.27 5.09 2.66 5.59 1.94 4.02
Net interest margin (%) 3.19 3.10 3.13 3.07 3.14 3.26 3.42
Net operating income growth (%) 13.69 -1.46 4.66 7.07 -0.73 12.82 17.76
Number of institutions reporting 5,856 6,122 5,913 6,182 6,509 6,812 7,083
Commercial banks 5,060 5,289 5,112 5,338 5,607 5,847 6,072
Savings institutions 796 833 801 844 902 965 1,011
Percentage of unprofitable institutions (%) 4.15 5.11 4.36 4.79 6.27 8.16 11.00
Number of problem institutions 112 165 123 183 291 467 651
Assets of problem institutions (in billions) $24 $31 $28 $47 $87 $153 $233
Number of failed institutions 3 1 5 8 18 24 51
Number of assisted institutions 0 0 0 0 0 0 0

* Excludes insured branches of foreign banks (IBAs)

** Through March 31, ratios annualized where appropriate. Asset growth rates are for 12 months ending March 31.

Skip Footer back to content