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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

TABLE I-B. Selected Indicators, FDIC-Insured Savings Institutions
  2017 2016 2015 2014 2013 2012 2011
Return on assets (%) 1.10 1.26 1.12 1.16 1.07 1.06 0.67
Return on equity (%) 10.15 11.44 9.93 9.82 9.06 8.90 5.71
Core capital (leverage) ratio (%) 10.34 10.49 10.70 10.87 10.89 10.89 10.67
Noncurrent assets plus other real estate owned to assets (%) 0.99 1.10 1.24 1.49 1.73 2.37 2.64
Net charge-offs to loans (%) 0.77 0.62 0.59 0.54 0.64 0.96 1.05
Asset growth rate (%) 3.88 7.21 -0.43 2.02 -0.49 -14.34 -0.69
Net interest margin 3.82 3.68 3.51 3.48 3.39 3.46 3.42
Net operating income growth (%) -9.22 20.32 -3.62 8.41 2.64 34.35 7.20
Number of institutions reporting 752 801 844 902 965 1,011 1,082
Percentage of unprofitable institutions (%) 11.17 8.36 9.12 12.75 13.78 15.63 20.70
Number of failed institutions 2 0 0 4 1 10 7
Number of assisted institutions 0 0 0 0 0 0 0

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