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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

Table I-B. Selected Indicators, FDIC-Insured Community Banks
  2017 2016 2015 2014 2013 2012 2011
Return on assets (%) 0.96 0.99 0.99 0.93 0.90 0.83 0.55
Return on equity (%) 8.67 8.81 8.85 8.45 8.27 7.68 5.19
Core capital (leverage) ratio (%) 10.80 10.69 10.67 10.57 10.43 10.18 9.98
Noncurrent assets plus other real estate owned to assets (%) 0.78 0.94 1.07 1.34 1.73 2.27 2.84
Net charge-offs to loans (%) 0.16 0.16 0.15 0.21 0.32 0.58 0.87
Asset growth rate (%) 0.85 2.97 2.71 2.21 0.39 2.25 1.64
Net interest margin (%) 3.62 3.57 3.57 3.61 3.59 3.67 3.74
Net operating income growth (%) 0.04 2.47 9.54 4.81 14.64 56.17 207.86
Number of institutions reporting 5,227 5,461 5,735 6,037 6,307 6,542 6,799
Percentage of unprofitable institutions (%) 5.49 4.63 5.02 6.44 8.40 11.14 16.34