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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

TABLE I-A. Selected Indicators, FDIC-Insured Commercial Banks
  2017 2016 2015 2014 2013 2012 2011
Return on assets (%) 0.96 1.03 1.04 1.00 1.06 1.00 0.90
Return on equity (%) 8.53 9.14 9.25 8.95 9.58 8.90 8.01
Core capital (leverage) ratio (%) 9.57 9.41 9.51 9.34 9.28 9.01 8.91
Noncurrent assets plus other real estate owned to assets (%) 0.70 0.84 0.95 1.17 1.62 2.18 2.60
Net charge-offs to loans (%) 0.48 0.46 0.43 0.49 0.70 1.11 1.61
Asset growth rate (%) 3.79 4.93 2.89 5.86 2.13 5.83 4.81
Net interest margin (%) 3.21 3.09 3.04 3.12 3.25 3.42 3.62
Net operating income growth (%) -2.48 3.43 8.02 -1.43 13.69 16.53 47.31
Number of institutions reporting 4,918 5,112 5,338 5,607 5,847 6,072 6,275
Percentage of unprofitable institutions (%) 4.51 3.83 4.12 5.23 7.23 10.23 15.46
Number of failed institutions 6 5 8 14 23 41 85
Number of assisted institutions 0 0 0 0 0 0 0

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