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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

Chart 1: Contributors to the Year-Over-Year Change in Income
FDIC-Insured Community Banks
  Year-Over-Year Change ($ Billions) Year-Over-Year Percent Change
Net Income $0.59 12%
Net Interest Income 1.19 7%
Loan Loss Provisions 0.19 35%
Noninterest Income 0.61 13%
Noninterest Expense 0.91 6%
Realized Gains on Securities 0.09 99%
Income Taxes 0.20 13%
Source: FDIC.

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