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Analysis

Highlights from the 2008 Summary of Deposits Data

Each year, the Federal Deposit Insurance Corporation (FDIC) and the Office of Thrift Supervision (OTS) survey all FDIC-insured institutions to collect information on bank and thrift deposits, and operating branches and offices. The resulting FDIC Summary of Deposits (SOD) is a valuable resource for analyzing deposit market trends and measuring concentrations nationally and at the local level. This article highlights some preliminary conclusions from the 2008 SOD data. See page 30. 

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    Last Updated: November 19, 2025