D. Acronyms and Initialisms
| Acronym | Definition |
|---|---|
| AEI | Alliance for Economic Inclusion |
| AFS | Available-For-Sale |
| AIG | American International Group, Inc. |
| AML | Anti-Money Laundering |
| AML/CFT | Anti-Money Laundering and Countering the Financing of Terrorism |
| ASBA | Association of Supervisors of Banks of the Americas |
| ASC | Accounting Standards Codification |
| ASU | Accounting Standards Update |
| BCBS | Basel Committee on Banking Supervision |
| BDC | Backup data center |
| BoA | Bank of America |
| BSA | Bank Secrecy Act |
| Call Report | Consolidated Reports of Condition and Income |
| CAMELS rating scale | Capital adequacy; Asset quality; Management quality; Earnings; Liquidity; Sensitivity to market risks |
| CAT | Cybersecurity Assessment Tool |
| CBAC | Advisory Committee on Community Banking |
| CCP | Central Counterparties |
| CDFI | Community Development Financial Institution |
| CECL | Current Expected Credit Losses |
| CEO | Chief Executive Officer |
| CEP | Corporate Employee Program |
| CFI | Complex Financial Institution |
| CFO Act | Chief Financial Officers' Act |
| CFPB | Consumer Financial Protection Bureau |
| CFR | Center for Financial Research |
| CFTC | Commodity Futures Trading Commission |
| CIO | Chief Information Officer |
| CIOO | Chief Information Officer Organization |
| CMG | Crisis Management Group |
| CMP | Civil Money Penalty |
| ComE-IN | Advisory Committee on Economic Inclusion |
| CPI-U | Consumer Price Index for All Urban Consumers |
| CRA | Community Reinvestment Act |
| CRE | Commercial Real Estate |
| CSIRT | Computer Security Incident Response Team |
| CSBS | Conference of State Bank Supervisors |
| CSF | Cybersecurity Framework |
| CSRS | Civil Service Retirement System |
| DCP | Division of Depositor and Consumer Protection |
| DFA | Dodd-Frank Act |
| DIF | Deposit Insurance Fund |
| DIMIA | Depository Institution Management Interlocks Act |
| DIR | Division of Insurance and Research |
| DIT | Division of Information Technology |
| DLP | Data Loss Prevention |
| DOA | Division of Administration |
| DRR | Designated Reserve Ratio |
| DRR (FDIC) | Division of Resolutions and Receiverships |
| EC | European Commission |
| EDIE | Electronic Deposit Insurance Estimator |
| EGRPRA | Economic Growth and Regulatory Paperwork Reduction Act of 1996 |
| EGRRCPA | Economic Growth, Regulatory Relief, and Consumer Protection Act |
| EU | European Union |
| ERM | Enterprise Risk Management |
| FAQ | Frequently Asked Questions |
| FASB | Financial Accounting Standards Board |
| FBIIC | Financial and Banking Information Infrastructure Committee |
| FBO | Foreign Bank Organization |
| FDI Act | Federal Deposit Insurance Act |
| FDIC | Federal Deposit Insurance Corporation |
| FEHB | Federal Employees Health Benefits |
| FERS | Federal Employees Retirement System |
| FFB | Federal Financing Bank |
| FFIEC | Federal Financial Institutions Examination Council |
| FFMIA | Federal Financial Management Improvement Act |
| FHLB | Federal Home Loan Banks |
| FICO | Financing Corporation |
| FIL | Financial Institution Letter |
| FinCEN | Financial Crimes Enforcement Network |
| FinTech | Financial Technology |
| FIRREA | Financial Institutions Reform, Recovery and Enforcement Act |
| FIs | Financial Institutions |
| FIS | Financial Institution Specialists |
| FISMA | Federal Information Security Moderization Act of 2014 |
| FLEC | Federal Financial Literacy and Education Commission |
| FMFIA | Federal Managers' Financial Integrity Act |
| FMSP | Financial Management Scholars Program |
| FRB | Board of Governors of the Federal Reserve System |
| FRF | FSLIC Resolution Fund |
| FSB | Financial Stability Board |
| FS-ISAC | Financial Services Information Sharing and Analysis Center |
| FSLIC | Federal Savings and Loan Insurance Corporation |
| FSOC | Financial Stability Oversight Council |
| FTE | Full-Time Employee |
| GAAP | Generally Accepted Accounting Principles |
| GAO | U.S. Government Accountability Office |
| GDP | Gross Domestic Product |
| GECC | General Electric Capital Corporation, Inc. |
| GPRA | Government Performance and Results Act |
| G-SIBs | Global Systemically Important Banks |
| G-SIFI | Global SIFIs |
| HMDA | Home Mortgage Disclosure Act |
| HQLA | High quality liquid asset |
| IADI | International Association of Deposit Insurers |
| ICIPC | Intelligence and Critical Infrastructure Protection Committee |
| IDI | Insured Depository Institution |
| IMF | International Monetary Fund |
| IMFB | IndyMac Federal Bank |
| InTREx | Information Technology Risk Examination Program |
| ISM | Information Security Manager |
| IT | Information Technology |
| ITCIP | Insider Threat and Counterintelligence Program |
| ITSP | Information Technology Strategic Plan |
| LCR | Liquidity coverage ratio |
| LIBOR | London Inter-bank Offered Rate |
| LIDI | Large Insured Depository Institution |
| LLC | Limited Liability Company |
| MDI | Minority Depository Institutions |
| MOL | Maximum Obligation Limitation |
| MOU | Memoranda of Understanding |
| MRM | Model Risk Management |
| MRBA | Matters Requiring Board Attention |
| MWOB | Minority- and Women-Owned Business |
| MWOLF | Minority- and Women-Owned Law Firms |
| NAMWOLF | National Association of Minority- and Women-Owned Law Firms |
| NCATS | National Cybersecurity and Technical Services |
| NCUA | National Credit Union Administration |
| NITTF | National Insider Threat Task Force |
| NPR | Notice of Proposed Rulemaking |
| NSFR | Net Stable Funding Ratio |
| OCC | Office of the Comptroller of the Currency |
| OCFI | Office of Complex Financial Institutions |
| OIG | Office of the Inspector General |
| OJT | On-the-Job Training |
| OLA | Orderly Liquidation Authority |
| OLF | Orderly Liquidation Fund |
| OMB | U.S. Office of Management and Budget |
| OMWI | Office of Minority and Women Inclusion |
| OO | Office of the Ombudsmen |
| OPM | Office of Personnel Management |
| ORE | Owned Real Estate |
| OTS | Office of Thrift Supervision |
| P&A | Purchase and Assumption |
| PIV | Personal Identity Verification |
| Q&A | Question and Answer |
| QBP | Quarterly Banking Profile |
| QFC | Qualified Financial Contracts |
| REMA | Reasonably Expected Market Area |
| ReSG | FSB's Resolution Steering Committee |
| RESPA | Real Estate Settlement Procedures Act |
| RMIC | Risk Management and Internal Controls |
| RMS | Division of Risk Management Supervision |
| RTC | Resolution Trust Corporation |
| SBA | Small Business Administration |
| SCRA | Servicemembers Civil Relief Act |
| SEATAB | Security and Enterprise Architecture Technical Advisory Board |
| SEC | Securities and Exchange Commission |
| SIFI | Systemically Important Financial Institution |
| SLA | Shared-Loss Agreement |
| SME | Subject Matter Expert |
| SMS | Systemic Monitoring System |
| SNC | Shared National Credit Program |
| SRAC | Systemic Resolution Advisory Committee |
| SRR | SIFI Risk Report |
| SRB | Single Resolution Board |
| SSGN | Structured Sale of Guaranteed Note |
| TILA | Truth in Lending Act |
| TIPS | Treasury Inflation-Protected Securities |
| TSP | Federal Thrift Savings Plan |
| TSP (IT-related) | Technology Service Providers |
| UBPR | Uniform Bank Performance Report |
| UFIRS | Uniform Financial Institutions Rating System |
| UK | United Kingdom |
| URSIT | Uniform Rating System for Information Technology |
| VIEs | Variable Interest Entities |
| WE | Workplace Excellence |
| WIOA | Workforce Investment Opportunity Act |
| YSP | Youth Savings Program |