2017 Annual Report

I. Management’s Discussion and Analysis

The Year in Review

OVERVIEW

The FDIC continued to fulfill its mission-critical responsibilities during 2017. Insuring deposits, examining and supervising financial institutions, making large financial firms resolvable, managing receiverships, and educating consumers are the core responsibilities of the FDIC. The agency adopted and issued proposed rules on key regulations under the Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA), and engaged in several community banking and community development initiatives. Cybersecurity remained a high priority for the FDIC in 2017; the agency worked to strengthen cybersecurity oversight, help financial institutions mitigate increasing risks, and respond to cyber threats. The sections below highlight these and other accomplishments during the year.