2016 Annual Report

February 15, 2017

In accordance with:

• the provisions of section 17(a) of the Federal Deposit Insurance Act,
• the Chief Financial Officers Act of 1990, Public Law 101-576,
• the Government Performance and Results Act of 1993 (as amended) and the GPRA Modernization Act of 2010,
• the provisions of Section 5 (as amended) of the Inspector General Act of 1978,
• the Reports Consolidation Act of 2000, and
• the provisions of the Fraud Reduction and Data Analytics Act of 2015,

The FDIC is pleased to submit its 2016 Annual Report to the President of the United States, the President of the U.S. Senate, and the Speaker of the U.S. House of Representatives.

2016 Annual Report (PDF format)

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• Full Report 4 MB

• Report by Section:

• Cover

• Introduction and Table of Contents

• Message from the Chairman

• Message from the Chief Financial Officer

1.  Management's Discussion and Analysis

• The Year in Review
• Overview
• Implementation of Key Regulations
• Deposit Insurance
• Supervision
• Community Banking Initiative
• Activities Related to Systemically Important Financial Institutions
• Depositor and Consumer Protection
• Receivership Management
• Minority and Women Inclusion
• International Outreach
• Effective Management of Strategic Resources

2.  Performance Results Summary

• Summary of 2016 Performance Results by Program
• Performance Results by Program and Strategic Goal
• Prior Years' Performance Results
  
  

3.  Financial Highlights

• Deposit Insurance Fund Performance
  
  

4.  Budget and Spending

• FDIC Operating Budget
• 2016 Budget and Expenditures by Program
• Investment Spending
  
  

5.  Financial Section

• Deposit Insurance Fund (DIF)
• FSLIC Resolution Fund (FRF)
• Government Accountability Office Auditor's Report
• Management’s Report on Internal Control Over Financial Reporting
• Management’s Response to the Auditor’s Report
  
  

6.  Corporate Management Control

• Fraud Reduction and Data Analytics Act of 2015
• Management Report on Final Actions
  
  

7.  Appendices

A. Key Statistics
B. More About the FDIC
C. Office of Inspector General's Assessment of the Management and Performance Challenges Facing the FDIC
D. Acronyms

Thanks and Recognition

Back Cover

Previous Annual Reports