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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Since 1933, no depositor has ever lost a penny of FDIC-insured funds

Advisory Committee on Economic Inclusion (ComE-IN)

The Advisory Committee on Economic Inclusion (ComE-IN) was established by Chairman Sheila C. Bair and the FDIC Board of Directors pursuant to the Federal Advisory Committee Act. The Committee was chartered in November 2006. The Committee is to provide the FDIC with advice and recommendations on important initiatives focused on expanding access to banking services by underserved populations. This may include reviewing basic retail financial services such as check cashing, money orders, remittances, stored value cards, short-term loans, savings accounts, and other services that promote asset accumulation by individuals and financial stability.

Videos/Webcast of Advisory Committee Meetings (Video Help)

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Advisory Committee Meetings
Date Meeting Information Documents
10/22/2019 Updates from the committee members about key challenges facing their communities or organizations, developments in credit scoring and underwriting, mortgage market updates, and sustainable transaction accounts progress. Agenda - HTML
10/24/2018 FDIC’s 2017 National Survey of Unbanked and Underbanked Households, a review of the UK Financial Conduct Authority (FCA) Mobile Study, and youth employment programs and deposit accounts. Agenda - HTML
10/18/2017 Safe Accounts, 2016 FDIC Bank Survey Results, Financial Inclusion for Persons with Disabilities, and an update on Neighborhood Access to Bank Branches. Agenda - HTML
04/27/2017 Overview of the FDIC’s Economic Inclusion Summit and economic inclusion initiatives, neighborhood access to bank branches, economic inclusion collaborations from the underserved communities, and accessing resources for affordable mortgage lending. Agenda - HTML
10/20/2016 Expanding Access to Safe Transaction Accounts, Results of the FDIC National Survey of Unbanked and Underbanked Households, and Initial Lessons from FDIC Youth Savings Pilot Agenda - HTML
Transcript - PDF
05/25/2016 Mobile banking research, payment system modernization, banks’ efforts to serve the unbanked and underbanked, and opportunities to expand economic inclusion for persons with disabilities. Agenda - HTML
10/30/2015 Bank On 2.0 initiative, mobile banking research, expanding economic inclusion for individuals with disabilities, and Money Smart for Small Business Agenda - HTML
05/15/2015 Youth Financial Education Opportunities Agenda - HTML
10/29/2014 FDIC’s National Survey of Unbanked and Underbanked Households, Safe Banking Products, and BankOn 2.0 Agenda - HTML
Minutes - PDF
04/24/2014 New Efforts to Expand Economic Inclusion Agenda - HTML
Minutes - PDF
10/09/2013 Expanding Access in 2013: Updates on Initiatives to Better Serve the Unbanked and Underbanked Agenda - HTML
Minutes - PDF
05/16/2013 2013 Economic Inclusion Priorities Agenda - HTML
Minutes - PDF
12/13/2012 Banks' Efforts to Serve the Unbanked and Underbanked Agenda - HTML
Minutes - PDF
09/12/2012 FDIC's National Survey of Unbanked and Underbanked Households, Mobile Financial Services, and Model Safe Accounts Agenda HTML
Minutes - PDF
04/26/2012 FDIC's Model Safe Accounts Pilot, Prepaid Cards and Mobile Financial Services Agenda HTML
Minutes - PDF
12/01/2011 Evolving Trends in Financial Services: Opportunities and Challenges for the Underserved Agenda HTML
Minutes - PDF
06/02/2011 The State of Economic Inclusion and the Way Forward Agenda HTML
Minutes - PDF
03/02/2011 Principles for LMI Mortgage Lending, Teaching Financial Education, and Policy and Project Updates Agenda HTML
Minutes - PDF
11/16/2010 Children's Savings, Underserved Studies, and Policy and Project Updates Agenda HTML
Minutes - PDF
06/24/2010 Small Dollar Loan Pilot Program Final Results; Safe Transactional and Savings Account Proposed Templates; Policy and Project Updates Agenda HTML
Minutes - PDF
04/01/2010 Safe Transaction and Savings Products and Strategic Planning Agenda HTML
Minutes - PDF
12/02/2009 Results of the FDIC National Unbanked and Underbanked Household Survey, Overdraft Issues, and Strategic Focus for the Committee Agenda HTML
Minutes - PDF
07/30/2009 Prize-linked Savings and Issues and Challenges Related to Reaching Out to Underserved and Low- and Moderate-Income Consumers Agenda HTML
Minutes - PDF
02/05/2009 Strategies to Increase Access to the Financial Mainstream Agenda HTML
Transcript - PDF
Minutes - PDF
07/09/2008 Strategies for Encouraging Mortgage Lending for Low and Moderate Income Households Agenda HTML
Minutes - PDF
03/19/2008 Asset Building Opportunities for Individuals and Banks Agenda HTML | PDF
Minutes - PDF
10/24/2007 Money Services Businesses - Access to the Banking System Agenda HTML | PDF
Minutes - PDF
07/16/2007 Subprime Mortgage Situation - How Did We Get Here and
What Can We Do?
Agenda HTML | PDF
Minutes - PDF
03/28/2007 Small Dollar Lending Agenda HTML | PDF
Minutes - PDF

Advisory Committee Members
  • Robert A. Annibale, Global Director,
    Citi Inclusive Finance & Community Development, Citigroup
  • Michael S. Barr, Dean,
    Ford School of Public Policy, University of Michigan Law School
  • Janie Barrera, Founding President and CEO,
    LiftFund, Inc.
  • Raphael Bostic, President and CEO,
    Federal Reserve Bank of Atlanta
  • José Cisneros, Treasurer,
    City and County of San Francisco
  • Martin Eakes, Chief Executive Officer,
    Self-Help Credit Union
  • Don Graves, Director of Corporate Responsibility,
  • Wade Henderson, Senior Advisor,
    The Leadership Conference on Civil and Human Rights

Committee Charter and Purpose

Other Documents

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