Advisory Committee on Economic Inclusion (ComE-IN)

Date	Meeting Information	Documents
11/13/2024	Updates from Committee members about key challenges facing their communities or organizations. There will be presentations and panel discussions on qualitative research regarding consumer perceptions of banks and non-bank financial services firms, the FDIC’s proposed rulemaking on recordkeeping for custodial deposit accounts with transactional features, as well as a review of results from the 2023 FDIC National Survey of Unbanked and Underbanked Households.	Agenda Transcript Minutes
06/04/2024	Updates from Committee members about key challenges facing their communities or organizations. There will be panel discussions on the current environment for economic inclusion, including industry and market trends that affect consumer participation in the banking system.	Agenda Transcript Minutes
11/02/2023	Updates from Committee members about key challenges facing their communities and organizations. There will be panel discussions on the final Community Reinvestment Act (CRA) rule, research informing the next FDIC multi-year economic inclusion strategic plan, and recent marketplace developments related to bank small-dollar lending programs.	Agenda Transcript Minutes
05/24/2023	Updates from Committee members about key challenges facing their communities or organizations. There will also be panel discussions on opportunities for agencies that administer government benefit programs to harness "bankable moments" as a successful approach to encourage unbanked households to join the banking system as well as presentations by banks and communitybased organizations about programs designed to increase bank access.	Agenda Transcript Minutes
10/27/2022	Updates from Committee members about key challenges facing their communities or organizations. There will also be panel discussions on maintaining confidence in banks and deposit insurance as well as a presentation and review of data from the 2021 Household Survey of the Unbanked and Underbanked.	Agenda Transcript Minutes
06/28/2022	Updates from Committee members about key challenges facing their communities or organizations. There will also be panel discussions covering the Notice of Proposed Rulemaking to modernize the Community Reinvestment Act, and issues of equity in residential property valuation and appraisal.	Agenda Transcript Minutes
10/07/2021	Updates from the committee members about key challenges facing their communities or organizations. In addition, there will be panel discussions covering housing market trends, tax time opportunities to expand account access as well as highlights from the FDIC Tech Sprint, Breaking Down Barriers: Reaching the 'Last Mile' of the Unbanked.	Agenda Transcript Minutes
05/13/2021	Updates from the committee members about key challenges facing their communities or organizations, expanding account access — #GetBanked, and expanding inclusion through technology and innovation.	Agenda Transcript Minutes
10/22/2020	Updates from the committee members about key challenges facing their communities or organizations, results of the 2019 Household Survey of the Underbanked, and other various reports relating to the financial condition of and challenges facing households during the pandemic.	Agenda Transcript Minutes
10/22/2019	Updates from the committee members about key challenges facing their communities or organizations, developments in credit scoring and underwriting, mortgage market updates, and sustainable transaction accounts progress.	Agenda Transcript Minutes
10/24/2018	FDIC’s 2017 National Survey of Unbanked and Underbanked Households, a review of the UK Financial Conduct Authority (FCA) Mobile Study, and youth employment programs and deposit accounts.	Agenda Transcript Minutes
10/18/2017	Safe Accounts, 2016 FDIC Bank Survey Results, Financial Inclusion for Persons with Disabilities, and an update on Neighborhood Access to Bank Branches.	Agenda Transcript Minutes
04/27/2017	Overview of the FDIC’s Economic Inclusion Summit and economic inclusion initiatives, neighborhood access to bank branches, economic inclusion collaborations from the underserved communities, and accessing resources for affordable mortgage lending.	Agenda Transcript Minutes
10/20/2016	Expanding Access to Safe Transaction Accounts, Results of the FDIC National Survey of Unbanked and Underbanked Households, and Initial Lessons from FDIC Youth Savings Pilot	Agenda Transcript Minutes
05/25/2016	Mobile banking research, payment system modernization, banks’ efforts to serve the unbanked and underbanked, and opportunities to expand economic inclusion for persons with disabilities.	Agenda Minutes
10/30/2015	Bank On 2.0 initiative, mobile banking research, expanding economic inclusion for individuals with disabilities, and Money Smart for Small Business	Agenda Minutes
05/15/2015	Youth Financial Education Opportunities	Agenda Minutes
10/29/2014	FDIC’s National Survey of Unbanked and Underbanked Households, Safe Banking Products, and BankOn 2.0	Agenda Minutes
04/24/2014	New Efforts to Expand Economic Inclusion	Agenda Minutes
10/09/2013	Expanding Access in 2013: Updates on Initiatives to Better Serve the Unbanked and Underbanked	Agenda Minutes
05/16/2013	2013 Economic Inclusion Priorities	Agenda Minutes
12/13/2012	Banks' Efforts to Serve the Unbanked and Underbanked	Agenda Minutes
09/12/2012	FDIC's National Survey of Unbanked and Underbanked Households, Mobile Financial Services, and Model Safe Accounts	Agenda Minutes
04/26/2012	FDIC's Model Safe Accounts Pilot, Prepaid Cards and Mobile Financial Services	Agenda Minutes
12/01/2011	Evolving Trends in Financial Services: Opportunities and Challenges for the Underserved	Agenda Minutes
06/02/2011	The State of Economic Inclusion and the Way Forward	Agenda Minutes
03/02/2011	Principles for LMI Mortgage Lending, Teaching Financial Education, and Policy and Project Updates	Agenda Minutes
11/16/2010	Children's Savings, Underserved Studies, and Policy and Project Updates	Agenda Minutes
06/24/2010	Small Dollar Loan Pilot Program Final Results; Safe Transactional and Savings Account Proposed Templates; Policy and Project Updates	Agenda Minutes
04/01/2010	Safe Transaction and Savings Products and Strategic Planning	Agenda Minutes
12/02/2009	Results of the FDIC National Unbanked and Underbanked Household Survey, Overdraft Issues, and Strategic Focus for the Committee	Agenda Minutes
07/30/2009	Prize-linked Savings and Issues and Challenges Related to Reaching Out to Underserved and Low- and Moderate-Income Consumers	Agenda Minutes
02/05/2009	Strategies to Increase Access to the Financial Mainstream	Agenda Transcript Minutes
07/09/2008	Strategies for Encouraging Mortgage Lending for Low and Moderate Income Households	Agenda Minutes
03/19/2008	Asset Building Opportunities for Individuals and Banks	Agenda HTML \| PDF Minutes
10/24/2007	Money Services Businesses - Access to the Banking System	Agenda HTML \| PDF Minutes
07/16/2007	Subprime Mortgage Situation - How Did We Get Here and What Can We Do?	Agenda HTML \| PDF Minutes
03/28/2007	Small Dollar Lending	Agenda HTML \| PDF Minutes

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Advisory Committee Members

Steven L. Antonakes
Executive Vice President for Enterprise Risk Management, Eastern Bank
Marla Bilonick
President and CEO, National Association for Latino Community Asset Builders
Michael Calhoun
President, Center for Responsible Lending
Naomi Camper
Chief Policy Officer American Bankers Association (ABA)
Edward DeMarco
President, Housing Policy Council
Thomas Foley
Executive Director, National Disability Institute
Wade Henderson
Senior Advisor, The Leadership Conference on Civil and Human Rights
Kenneth Kelly
Chairman and CEO, First Independence Corp and First Independence Bank
Margaret Libby
CEO and Founder, MyPath
Brandee McHale
Head of Community Investing and Development, Citi
President, Citi Foundation
Jonathan Mintz
President and CEO, Cities for Financial Empowerment Fund
Leigh Phillips
President and CEO, SaverLife
Ida Rademacher
Vice President, Aspen Institute, Co-Executive Director Aspen Financial Security Program
Marietta Rodriguez
President and CEO, NeighborWorks America
Jennifer Tescher
President and CEO, Financial Health Network