FDIC must maintain the confidence of the public and as a result, all applicants or contractors must meet
the agency’s high standards of integrity and fitness. The FDIC follows a rigorous vetting process.
Therefore, applicants and contractor personnel must meet certain conditions for federal employment or
contract services with the FDIC.
As part of the FDIC’s hiring process, applicants and contractor personnel are required to submit personal
identifiable information (PII). Please note that all systems within the FDIC’s Personnel Security process
are designed to securely store and transmit your data.
The 12 C.F.R parts 336 and 366 clarify the FDIC’s minimum standards of fitness for employment, and the
minimum standards of integrity or fitness for contract work. The policy prohibits the FDIC from
employing any person who has:
Been convicted of any felony;
Been removed from, or prohibited from participating in the affairs of, any insured depository
institution because of final enforcement action by any appropriate federal banking agency;
Demonstrated a pattern or practice of misappropriation of funds regarding obligations to insured
depository institutions; or
Caused a substantial loss, in an amount in excess of $50,000, to federal deposit insurance funds.
Federal conflict of interest law generally prohibits employees from working on (1) assignments involving
companies in which they, their spouse, or minor children hold stock or certain mutual or
funds, or (2) assignments involving cryptocurrencies or other digital assets they, their spouse,
minor children hold. If disqualification from an assignment materially impairs an employee’s
perform their duties, the FDIC may direct the sale of the conflicting assets. In order to identify and
resolve such conflicts, applicants may be required to disclose certain financial interests prior to
employment. Existing employees are also subject to disclosure of financial interests on a regular basis.
Employees are further subject to Standards of Ethical Conduct for Employees of the Executive Branch
regulations which include restrictions on (1) working on assignments involving someone with whom the
employee has an outside business or personal relationship, (2) using nonpublic information, and (3)
using public office for private gain. Employees, their spouses, and minor children are also subject to
additional, FDIC–specific ethics rules, including limitations on obtaining extensions of credit
loans from FDIC–insured institutions and acquiring stocks, bonds, or other securities of
institutions, bank holding companies, and financial holding companies.
Suitability or Fitness Requirements
Any individual seeking employment at the FDIC must meet the FDIC’s minimum standards of integrity, and
fitness requirements. Applicants must also meet the suitability requirements for federal employment,
while contractors are required to meet the fitness requirements for federal contract services.
Preliminary Vetting Process
Applicants and Contractor Personnel will be asked to access the Enterprise Workforce Solution (eWORKS)
to complete the necessary paperwork to start the personnel vetting process. To allow entry on duty, the
Personnel Security Unit will make a preliminary determination of trust after the receipt and favorable
review of the completed paperwork, the review of the fingerprint check results, and other necessary
Background Investigation Requirement
Anyone seeking employment at FDIC will undergo a background investigation. The background investigation
(BI) will be processed by the Defense Counterintelligence and Security Agency (DCSA), and the scope of
the investigation will vary depending on the nature of the position or labor category the applicant or
contractor personnel will occupy at FDIC, and the access requirements for the position or labor
category. When a background investigation is needed, the Personnel Security Unit will provide the link
to the eAPP program that contains the investigative forms to provide the necessary information to
process the background investigation. Applicants and Contractor Personnel can only sign into e-App when
directed to do so by the FDIC’s Personnel Security Unit. For more information on the DCSA background
investigation process, you may visit https://www.dcsa.mil/mc/pv/mbi/gicp/.
Upon completion of the background investigation by DCSA, it is returned to the FDIC for adjudication.
The Personnel Security Unit will review and evaluate the BI and render a trust determination for
suitability, fitness or national security.