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Panelist Biography

Melanie Stern

Vice President, Community Reinvestment Act Officer, and Director of Consumer Lending, Spring Bank

Last Updated: October 27, 2023

Melanie Stern is the Vice President, Community Reinvestment Act (CRA) Officer and Director of Consumer Lending at Spring Bank, a CDFI/ B-Corp bank, based in the South Bronx with branches in the Bronx and West Harlem. Ms. Stern is responsible for the development and marketing of affordable consumer loan products that support the asset building mission and community development activities of the bank including non-profit partnerships. Prior to joining Spring Bank, Ms. Stern was the Senior Program Officer at Inclusiv where she spearheaded responsible lending initiatives at credit unions, developing consumer and small business loan products and building financial inclusion programs for targeted demographic groups, including seniors. She also served as the Director of the New York State CDFI Coalition. Ms. Stern was the Director of Small Business Lending at Community Capital New York, a CDFI serving seven New York State counties. Ms. Stern has an MBA from NYU’s Stern School of Business and a master’s from Columbia’s School of International and Public Affairs.