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Panelist Biography

Michelle Hammonds

Director, Office of Financial Empowerment and Education (OFFE)
D.C. Department of Insurance, Securities and Banking

Last Updated: May 19, 2023

Michelle Hammonds is the inaugural Director of Financial Empowerment and Education at the Department of Insurance, Securities and Banking. In her current role, she works diligently to provide financial empowerment programs and financial education resources to the residents of the District of Columbia from ages 9 to 99. When she joined the District Government in 2016, she managed the Bank On DC Program, working with financial intuitions and non-profit organizations to provide access to safe and affordable financial services and products for unbanked and underbanked households in the District of Columbia.

Previously, Ms. Hammonds was the Youth Empowerment Program Manager for non-profit Operation HOPE Inc., Mid-Atlantic Market. There she was responsible for managing program operations and implementation for youth in grades 4 through 12. Additionally, Ms. Hammonds worked extensively in financial services for over 10 years, holding positions with BB&T Bank and Northwestern Mutual. Educating and guiding people through the maze of financial services has always been near and dear to Ms. Hammonds' heart.

Born and raised in Washington DC, she is a graduate of James Madison University (Harrisonburg VA), School of Business, with degrees in International Business and Finance.