Gabe works on solutions to credit access for underserved communities in homeownership. He provides thought leadership, technical assistance, and services to banks, Independent Mortgage Bankers, Credit Unions, CDFIs and investors in affordable and racial equity lending. Gabe has extensive experience building products, delivery systems, and technology focused on increasing access to credit for underserved and emerging markets, and has been instrumental in providing transformational consulting to nonprofit lenders through HCA's Community Lending Initiatives in Mortgage Banking (CLIMB) program nationally. Gabe authored a technical paper entitled “Untapping the Potential of Underserved Communities,” illuminating underserved homeownership lending problem statements and solutions. Before joining HCA, Gabe was the President of Springboard CDFI and the Nationwide Mortgage Collaborative. He created the first national nonprofit CDFI mortgage bank, laying the groundwork for hub & spoke models. Before that, Gabe was COO for Community HousingWorks, while serving on several boards in community development, banking, and homeownership. He previously trained homeownership and housing counseling professionals for seven years with NeighborWorks America. Gabe has spent decades implementing and building best practices in housing counseling & education, down payment assistance lending, affordable housing, and mortgage lending for underserved communities.
He currently serves on the Mortgage Bankers Association Consumer Affairs Advisory Council and as a national advisor to the CONVERGENCE locations. He sits on the Champion's Funding for profit CDFI Advisory Board, and local community boards & committees in his hometown. Gabe was appointed by HUD Secretary Fudge to the Housing Counseling Federal Advisory Committee. He has a bachelor's degree from James Madison University and is a graduate of the School of Mortgage Banking with an Accredited Mortgage Professional (AMP) designation. He is the only AMP working in a national nonprofit, on course to receive his Certified Mortgage Banker (CMB) designation in 2023. Gabe also completed the Harvard Kennedy School of Government's Executive Program, Achieving Excellence in Community Development.