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Panelist Biography

Guest Speaker Biographies - Eloy A. Villafranca

Last Updated: March 26, 2010

Mr. Eloy A.Villafranca is currently serving as the FDIC Liaison and Director of the Bank on California Program, loaned to Governor Arnold Schwarzenegger.  He is responsible for the planning, coordinating and implementation of a statewide program in California to bring the unbanked into the financial mainstream.  Cities participating are San Francisco, Los Angeles, Fresno, Oakland, Sacramento, Santa Ana and San Jose.  Governor Schwarzenegger set his two-year goal at 100,000 new accounts, and achieved that number in less than one year. 

Also working as the Community Affairs Officer for the FDIC's Dallas Region, Mr. Villafranca works with banks and communities throughout Texas, Colorado, Oklahoma and New Mexico   to bring greater understanding and compliance with CRA, the fair lending laws, community development and financial literacy.  He has authored several industry articles including "Do You Have a Jekyll and Hyde Bank" and "33 Ways to Improve your CRA".

Mr. Villafranca holds a BBA in Finance from Texas Tech University, an MBA in Management from the University of Texas and a JD from Texas Wesleyan School of Law.

 Prior to his regulatory work, he was a Banker in Midland, San Antonio and Dallas.  He is a National Community Action Award winner and has been honored by the Texas Junior Chamber of Commerce and the National Society of Hispanic MBAs.  He is a team recipient of the National  Service to America Medal, and has been honored with the Texas Workforce Commission’s Award of Excellence.  Mr. Villafranca is a three-time recipient of the Federal Executive Board’s Public Service Excellence Award, a two-time recipient of the IRS’ Area Director’s Award, and a two-time recipient of the FDIC Chairman’s Award for Excellence, most recently this past June.

 He lives in a Dallas suburb with his wife, mother-in-law and St. Bernard.