Joel S. Schiller is VP of Compliance & the CRA Officer for Artisans Bank, a thirteen branch $550 million, full service, commercial bank based in Wilmington, Delaware. Since its founding in 1861 by ten local artisans, Artisans Bank has served the ever growing financial services needs of the Wilmington, then New Castle County, now Delaware community. As CRA Officer, Mr. Schiller is responsible for developing, implementing and managing the Banks roster of CRA products, while maintaining his other operating responsibilities a challenge not unknown to many CRA Officers of smaller institutions. Mr. Schiller has been employed by Artisans since 1998. Before that, he worked for Beneficial Corporation and Manufacturers Hanover Trust Company. Mr. Schiller is a Certified Regulatory Compliance Manager; Certified Internal Auditor; Certified Fraud Examiner; and a graduate of the Bank Administration Institutes Graduate Program in Banking. Mr. Schiller is a past Chairman of the Delaware Bankers Association Regulatory Compliance Committee and he serves on several local non-profit boards. Mr. Schiller resides in Wilmington, Delaware, with Roberta Musser, his wife of 25 years and is a avid marathoner and long-distance bicyclist.