FDIC Federal Register Citations
From: David Dangler [mailto:daviddangler@hotmail.com]
Sent: Tuesday, October 19, 2004 7:51 PM
To: Comments
Subject: Proposed changes to CRA
To Whom it may Concern:
My wife and I raised our family in Wallingford, Vermont. I worked with
low
income rural families in Vermont for 20 years before moving to Boston.
We
oppose the proposal to lift the ceiling to $1 billion on banks who will
be
reviewed under existing CRA regulations. Much too much of rural America
will
be left without the safety net that CRA has provided.
This is a very hasty process. I urge the regulators to make a more concerted
effort to truly understand rural markets and in fact do a better job
of
enforcing CRA among the smaller rural banks. I directly observed a
remarkably uneven application of this very beneficial legislation. Do
not hesitate to call upon me if I can assist. David R. Dangler
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