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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Risk Management Manual of Examination Policies

Risk Management Manual of Examination Policies - PDF

Part I - Basic Examination Concepts and Guidelines

  1. 1.1 Basic Examination Concepts and Guidelines - PDF

Part II - CAMELS

Capital Adequacy

  1. 2.1 Capital

Asset Quality

  1. 3.1 Asset Quality - PDF
  2. 3.2 Loans
  3. 3.3 Securities and Derivatives
  4. 3.4 Cash and Due from Banks - PDF
  5. 3.5 Premises and Equipment - PDF
  6. 3.6 Other Real Estate - PDF
  7. 3.7 Other Assets and Liabilities - PDF
  8. 3.8 Off-Balance Sheet Activities

Management

  1. 4.1 Management
  2. 4.2 Internal Routine and Controls
  3. 4.3 Related Organizations
  4. 4.4 Fidelity and Other Indemnity Protection
  5. 4.5 Violations of Laws and Regulations
  6. 4.6 Miscellaneous Banking Activities

Earnings

  1. 5.1 Earnings

Liquidity

  1. 6.1 Liquidity and Funds Management

Sensitivity to Market Risk

  1. 7.1 Sensitivity to Market Risk

Part III - Other Examination Issues

  1. 8.1 Bank Secrecy Act, Anti-Money Laundering and Office of Foreign Assets Control
  2. 9.1 Fraud
  3. 10.1 Suspicious Activity and Criminal Violations
  4. 11.1 International Banking
  5. 12.1 Applications

Part IV - Administrative and Enforcement Actions

  1. 13.1 Memorandums of Understanding
  2. 14.1 Civil Money Penalties
  3. 15.1 Formal Administrative Actions

Part V - Examination Reports

  1. 16.1 Report of Examination Instructions - PDF
  2. 17.1 Bank of Anytown-Report of Examination - PDF
  3. 18.1 Report of Investigation Instructions
  4. 19.1 Bank of Anytown-Report of Investigation