From: Marlene McCulloch [mailto:MccullochM@nemcsa.org]
Sent: Tuesday, September 28, 2004 3:07 PM
To: Comments
Subject: RIN 3064-AC50
To Whom It May Concern:
I am hoping that you will reconsider changing the Community
Reinvestment Act regulations. I work with communities in northeast
Michigan to acquire funds to rehabilitate sub-standard housing. With the
depletion of CDBG funds it will be very difficult for any of the
communities to continue to service those families who can not afford to
do needed repairs. Some of these homeowners will have to choose between
buying a new furnace or being able to pay for medication or food. As we
all know state and federal funds are becoming more and more difficult to
come by and there are never enough funds to service all who are in need.
Rural communities struggle enough to provide adequate housing
programs, please don’t make it even harder by adopting this rule.
