From: Rusty & DeAnna Hall [mailto:dr95nc@rjia.net]
Sent: Monday, September 27, 2004 9:14 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
DeAnna K. Hall
Russell L. Hall
Private Citizens in rural North Carolina
To Whom It May Concern:
Please re-consider the plan to alter Community Reinvestment / 12 CFR
Part 345. This change will cause affordable housing - the American Dream
- unattainable to so many more Americans.
"The cumulative effect of such a changes is that there would be far
fewer CRA assets available to the developers of affordable housing,
particularly in rural areas across America. Combined with the fact that
we are likely to see an increase in interest and mortgage costs in the
next few years, the American dream of affordable housing will be that
much more unattainable for thousands of families."
By the way, we reside in rural North Carolina; we are renters, hoping
to one day be able to purchase a home.
Thank you for reconsidering this plan - and keeping the accessibility
of affordable housing open for more people, not less.
DeAnna K. Hall
Russell L. Hall
327 Cherry Street, #18
Mount Airy, NC 27030
dr95nc@rjia.net
