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History of the Eighties

Last Updated: June 12, 2023

Lessons for the Future

A study prepared by the FDIC's Division of Research and Statistics, presents:

  • A detailed analysis of the complex combination of causes (economic, financial, legislative and regulatory) that led to the extraordinary number of bank failures in the 1980s and early 1990s.
  • An evaluation of the legislative, regulatory and supervisory responses to those failures.
  • An assessment of the implications the experiences of the 1980s and early 1990s hold for deposit insurance and bank supervision in the future.

History of the Eighties - Lessons for the Future was published in December 1997.

  • Volume I: An Examination of the Banking Crises of the 1980s and Early 1990s
  • Volume II: Symposium Proceedings, January 16, 1997

To order a hard copy of A Brief History of Deposit Insurance please visit the Online Catalog at