Federal deposit insurance goes to the heart of the FDIC’s mission: to promote confidence and stability in the nation’s financial system. FDIC deposit insurance enables consumers to confidently place their money at thousands of FDIC-insured banks across the country, and is backed by the full faith and credit of the United States government. Since the founding of the Federal Deposit Insurance Corporation in 1933 no depositor has lost a penny of FDIC-insured funds.
The FDIC has prepared videos and brochures to help consumers, bankers, and even bank employees understand how deposit insurance works, the accounts covered by deposit insurance, and how to calculate insurance coverage.
Deposit Insurance Coverage Overview
Deposit Insurance Coverage Personal Accounts
Cobertura del seguro de depósito de la FDIC
Cobertura del seguro de depósito -- Cuentas personales:
Deposit Insurance at a Glance
FDIC deposit insurance enables consumers to confidently place their money at thousands of FDIC-insured banks across the country, and is backed by the full faith and credit of the United States government.
Your Insured Deposits
This brochure provides a comprehensive description of FDIC deposit insurance coverage for the most common account ownership categories.