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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Minority Depository Institutions Program

Minority Depository Institutions (MDIs) often play a unique role in promoting the economic viability of under-served communities. The FDIC has historically taken steps to preserve and encourage minority ownership of insured financial institutions. On April 9, 2002, the FDIC Board adopted a Policy Statement Regarding Minority Depository Institutions.

The Policy Statement addresses changes in certain regulations and expanded the FDIC's Minority Depository Institutions Program. Enhancements to the program included increased communication with Minority Depository Institutions, better coordination with trade associations that represent Minority Depository Institutions, definitions of the roles of a national program coordinator and regional coordinators, and more opportunities for institutions to request technical assistance.

As noted throughout this website, the FDIC offers a variety of resources and activities for MDIs. Please review these resources and if you have any questions or comments please feel free to contact one of the Regional Coordinators or provide feedback via the "Tell Us How We Are Doing" section of the website.

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