Highlights:
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"Credit Risk Assessment of Bank Investment Portfolios" looks at how new
creditworthiness standards for investment securities reinforce the
importance of proper due diligence by financial institutions. This article
discusses supervisory expectations for credit risk due diligence of the
investment portfolio, provides examples of how to conduct due diligence, and
lists questions examiners may consider when assessing an institution's
credit risk management practices.
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"The Evolution of Bank Information Technology Examinations" describes how
information technology (IT) examinations serve as a critical tool for
helping bankers mitigate IT risk.
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"Mergers and Acquisitions: A Compliance Perspective" highlights issues
related to compliance with consumer protection rules and regulations that
are a critical aspect of planning for financial institution mergers and
acquisitions. This article identifies issues for bankers to consider when
conducting compliance-focused due diligence.
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Suggestions for article topics and requests for permission to reprint
articles should be e-mailed to supervisoryjournal@fdic.gov.
Requests for print copies should be e-mailed to publicinfo@fdic.gov.
Distribution:
FDIC-Supervised Institutions
Suggested Routing:
Chief Executive Officer
Compliance Officer
Related
Topics:
Due diligence for purchases of investment securities
Information technology examinations
Mergers and acquisitions
Consumer protection rules and regulations
Attachment:
None
Contact:
Kim E. Lowry, Managing Editor
(klowry@fdic.gov or 202-898-6635)
Note:
FDIC Financial Institution Letters (FILs) are available on the FDIC's Web site
at www.fdic.gov/news/news/financial/2013/index.html.
To receive FILs electronically, visit http://www.fdic.gov/about/subscriptions/fil.html.
Paper copies may be obtained through the FDIC's Public Information Center, 3501
Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562-2200).
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