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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-3-2012 Payment Processor Relationships Revised Guidance (Revised July 2014)
FIL-56-2010 Guidance on Mitigating Risk Posed by Information Stored on Photocopiers, Fax Machines and Printers
FIL-25-2006 Influenza Pandemic Preparedness Interagency Advisory
FIL-31-2001 Interagency Guidance on Accounting and Reporting for Certain Loans Held for Sale
FIL-52-2016 FDIC Seeks Comment on Bank Appeals Guidelines
FIL-24-2016 Supplemental Guidance Related to the FDIC Statement of Policy on Applications for Deposit Insurance
FIL-128-2008 Interagency Statement on Meeting the Needs of Creditworthy Borrowers
FIL-35-2007 Working With Residential Borrowers FDIC Encourages Institutions to Consider Workout Arrangements for Borrowers Unable to Make Mortgage Payments
FIL-45-2005 Home Equity Lending Credit Risk Management Guidance
FIL-21-2003 INTERNAL AUDITS
FIL-106-2001 PRIVACY OF CONSUMER FINANCIAL INFORMATION
FIL-51-2016 Reminder on FDIC Examination Findings
FIL-61-95 Interpretations of the Interagency Statement on Retail Sales of Nondeposit Investment Products
FIL-19-2019 Technology Service Provider Contracts
FIL-49-2016 Prudent Risk Management of Oil and Gas Exposures
FIL-13-2013 Final Joint Guidance on Leveraged Lending
FIL-9-2008 FDIC 2007 Annual Report Annual Report Now Available on FDIC Web Site
FIL-15-2003 MORTGAGE BANKING ACTIVITIES
FIL-86-97 Federal and State Agencies Standardize Data Elements for Use With Automated Loan Review Tools
FIL-16-2016 Supervisory Expectations for Evaluations
FIL-13-2014 Technology Outsourcing: Informational Tools for Community Bankers
FIL-12-2013 Electronic Loan Data Request Fields
FIL-45-2009 Support for Responsible Loss Mitigation Activities Servicers' Obligations to Lienholders on Modifying Loans
FIL-16-2004 Accounting and Reporting
FIL-26-2017 FDIC Seeks Comment on Manual for Processing Deposit Insurance Applications