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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Economic Inclusion

FDIC Economic Inclusion

FDIC, through its Division of Depositor and Consumer Protection, promotes economic inclusion both by making research available, particularly the FDIC National Survey of Unbanked and Underbanked Households, and by helping to build and strengthen positive connections between insured financial institutions and consumers, depositors, small businesses, and communities

Access to safe, affordable, and sustainable insured transaction and savings accounts, along with quality financial education, improves consumers’ ability to safely save, build assets, and create wealth. Safe and affordable savings and credit solutions from insured depository institutions can improve household financial stability and resilience. Our work is guided by the Economic Inclusion Strategic Plan - PDF.

Key Programs


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