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FDIC Federal Register Citations
The addition of a new financial measure, the adjusted brokered deposit ratio, would negatively impact community banks. Deposits generated from a listing service are not significantly different than Certificates of Deposit generated from any advertising source such as newspaper ads. Additionally, listing services create a market place whereby smaller institutions create liquidity. Based on the enormity of the current bail out and liquidity programs being put forward by the government, hurting a proven source of liquidity for small banks seem ill timed at best.
|Last Updated 11/04/2008||Regs@fdic.gov|