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First State Bank, Spearman [mailto:firstname.lastname@example.org]
FIL-82-2007 indicates a change to RI - E reducing the amounts to be reported from 1% of total income to 3% of other income or other expense. We are a $75 million institution. On our June call report other income totalled $35,000 which would have us reporting amounts as small as $1,000 in line items on RI-E. It would also having us reporting items as small as $7,500 for other expenses. Do you really want all that detail? One solution might be to request items greater than $50,000 and 3% of other income or other expense.
|Last Updated 09/26/2007||Regs@fdic.gov|