Risk Management Training Program
Introduction to Examinations School
The course addresses the fundamentals of bank supervision, basic bank analysis, and Report of Examination (ROE) preparation. The course consists of ten modules with built in exercises, a project simulating a bank examination, and a post-course virtual instructor-led session. Participants actively take part in group case studies and other classroom activities.
Upon completion of this course, participants will be able to:
- Verify the Call Report balance sheet and income statement using a "California Spread"
- Determine the impact of a bank's investment portfolio on its financial condition
- Identify asset and funding concentrations in accordance with regulatory guidance
- Use the Uniform Bank Performance Report (UBPR) and bank records to identify and calculate ratios pertinent to a bank's financial soundness for various CAMELS components
- Identify the elements of a strong internal routines and controls program
- Gain additional experience in completing various ROE pages
- Assign CAMELS component ratings for capital, earnings, and liquidity, and support with bullet point comments
Pre-course work (Independent Self Study), facilitated classroom discussion/lectures, small group activities, in-class project, and virtual instructor-led post course session.
The course consists of a 32-hour pre-course independent study, a two-week instructor led workshop, and a two-hour virtual instructor-led Assessing Management session, which is one month following the course. State banking authority and international students also must complete 16 hours of pre-course reading on accounting and a Workshop Qualification Examination (WQE).
The course is designed for pre-commissioned examiners who generally have six months of risk management bank examination experience. This course is open to appropriate staff of the FDIC and partner government agencies. This course is not open to the public or staff of private banks.
Experience can include completing the task, assisting someone else with the task, or some other means of gaining exposure to the task.
NOTE: Unlike earlier versions of the course, the current version does not require demonstration of full proficiency on these tasks. Prior to attending the course, participants should have some exposure to the following:
- Preparing the California Spread of the Balance Sheet and Income Statement in accordance with Call Report Instructions
- Verifying the accuracy of the schedule RC-B Securities in accordance with Call Report Instructions
- Risk Weighting of on-balance sheet and off-balance sheet items
- Verifying accuracy of schedule RC-R Regulatory Capital in accordance with Call Report Instructions
- Calculating capital ratios
- Performing analyses of liquidity, earnings, and capital, and preparing comments supporting assigned ratings
- Call Report Instructions
- Risk Management Manual of Examination and Report Of Examination Instructions pertaining to Statement of Condition, Earnings, Capital, Liquidity and Risk Management Assessment pages
Instructors will expect participants to have familiarity with these tasks; however, participants will not be evaluated for proficiency in these areas.
The items below constitute the pre-course assignment. The pre-course assignment is due 11 business days prior to the start of the session (the Friday two weeks before). The exact date the work is due for any given session is specified in the pre-course information sent approximately two months prior to the start date. Prior to attending the workshop, students are required to do the following:
- A pre-course independent study covering financial concepts and analysis and a workshop qualification examination totaling approximately 32 hours.
- Precourse reading and work totaling approximately 16 hours on accounting related materials.
- Submit a completed participant profile.
Participants will need to bring a calculator to use during class. Additionally, bring your work assigned laptop, and cable lock. The laptop must have the following programs for use in the class: Microsoft Word, Microsoft Excel, Microsoft PowerPoint, and Adobe Acrobat.
Post Course Recommendation
Assign participant to serve as Operations Manager on an upcoming examination (generally within a few months) to reinforce skills learned at this school.
Post Course Feedback
Post course feedback includes recommendations based on examination tasks performed during the class, which prepares participants for further development on their upcoming examination assignments. In addition, post course feedback with collaborative focus areas determined by the participant and instructors will identify specific topics or areas where focused study or additional support during on-the-job training might be particularly useful.
Continuing Education Units (CEU): 6.7
Continuing Professional Education Units (CPE): 80.0
For information regarding administrative policies such as complaints and refunds, please contact Corporate University, Attn: NASBA Representative Ava Livas, Room A-3025, 3501 North Fairfax Drive, Arlington, VA 22226 (703) 562-2463.
The Federal Deposit Insurance Corporation is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: NASBARegistry.org.
The Federal Deposit Insurance Corporation (FDIC) is accredited by the International Association for Continuing Education and Training (IACET) (www.iacet.org). The FDIC complies with the ANSI/IACET Standard, which is recognized internationally as a standard of excellence in instructional practices. As a result of this accreditation, the FDIC is accredited to issue the IACET CEU.