Risk Management Training Program
Examination Management School
Program OverviewExamination Management School is designed to simulate the bank examination process, beginning with pre-exam functions and concluding with a completed Report of Examination. The course presentation mainly consists of an interactive case study in which the participant plays the role of an Examiner-in-Charge (EIC). Participants fulfill the general duties of an EIC over the course of the three-week school.
The pre-course work is directly related to the interactive case study, and needs to be submitted to the Training Center prior to attendance.
Key ObjectivesUpon completion of this course, participants will be able to:
- Describe and effectively perform in the EIC Role.
- Prepare a PEP Memo, in accordance with outstanding guidance
- Outline how to effectively plan and manage the exam process
- Communicate effectively with CM
- Demonstrate effective feedback techniques
- Successfully conduct meetings with bank management, even during confrontational conditions.
- Display professional communication during management meetings
- Effectively communicate exam findings using the ASSESS and SUPPORT model
- Apply technical and analytical knowledge to examination duties
- Identify the key issues of the exam
- Compose a well-written agenda for management meetings
- Write a clear, well-supported Report of Exam (ROE) for a complex institution.
- Identify the common characteristics of a well-written ROE comment.
- Compose a comment for each CAMELS component that follows the assess, support, recommend, response writing style
- Compose a clear, well-supported comment.
- Apply technical and analytical knowledge to the composition and editing of exam comments.
- Compose a well-written ECC Page, in accordance with the RMS Risk Management Manual of Examination Policies
Instructional FormatClassroom setting that simulates a bank examination, role plays, group activities, and facilitated classroom discussion.
DurationThis school is a three-week course.
Participants should generally have 30-42 months of risk management bank examination experience, which should include preparing all sections of the Report of Examination, and completing one practice job as Examiner-in-Charge.
This course is open to appropriate staff of the FDIC and partner government regulatory agencies. This course is not open to the public or staff of private banks.
PrerequisitesThe pre-commissioned examiner should have performed the following items before attending Examination Management School:
- Completed the four previous RMS Risk Management core schools – Introduction to Examinations School, Financial Institution Analysis School, Asset Liability Management School, and Loan Analysis School
- Successfully complete at least one PEIC prior to attending EMS
- For Asset Quality (at least one time, independently):
- Read Section 3 of the RM manual (specifically 3.1 and 3.2)
- Assess management’s ability to identify, measure, and control risk related to Asset Quality
- Assess the adequacy and adherence to the loan policy and internal review system
- Review loan line sheets for systemic underwriting and credit administration concerns
- Review or prepare an Analysis of Loans Subject to Adverse Classifications page (Ouija page)
- Review the Allowance for Loan and Lease Losses (ALLL)
- Conduct meetings with management related to asset quality findings
- Prepare an asset quality comment for inclusion in the Report of Examination (ROE)
- For Management, (at least one time independently):
- Read section 4 of the RM manual (specifically 4.1, 4.2, 4.3, and 4.5)
- Conduct an exit meeting with senior management at the bank
- Present exam findings at or attend a Board of Directors meeting
- Complete a management comment for inclusion in the ROE
- Problem Bank Exposure
- Read a well-written problem bank report – you can speak to your supervisor for guidance in obtaining a well-written ROE
Prior to attending the course, participants are required to write a Pre-Examination Planning Memo utilizing the material provided in the pre-course package. The pre-course work needs to be sent via e-mail to the Training Center at least 10 days prior to the start of the session.
For Examination Management School, RMS has authorized 40
hours of official time for completion of the pre-course work.
Special RequirementsParticipants DO NOT need to bring a laptop with them to the classroom. All participants will be assigned a laptop on day one of the session. You may bring your laptop so that you can utilize it for other non-course activity in your hotel room.
Post-Course RecommendationParticipants should be scheduled for a practice examination within 4-6 weeks of completion of this course to reinforce the skills learned from this session.
Post-Course FeedbackA written assessment of the participant's performance is submitted to each participant's field supervisor or district office approximately 30 days after the conclusion of the school.
CreditsContinuing Education Unit (CEU): 10.7
Continuing Professional Education Unit (CPE): 126.5
For information regarding administrative policies such as complaints and refunds, please contact Corporate University, Attn: NASBA Representative Ava Livas, Room A-3025, 3501 North Fairfax Drive, Arlington, VA 22226 (703) 562-2463.
FDIC is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have the final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.learningmarket.org.
The FDIC has been approved as an Authorized Provider by the International Association for Continuing Education and Training (IACET) (www.iacet.org), 1760 Old Meadow Road, Suite 500, McLean, VA 22102.