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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

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Credit Card Activities Manual

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Section Description
  Detailed Table of Contents
Section I. Introduction 32k
Section II. Credit Cards – General Overview 75k
Section III. Identifying Involvement in Credit Card Activities 77k
Section IV. Credit Card Program Development 83k
Section V. Marketing and Acquisition 136k
Section VI. Purchased Portfolios and Relationships 87k
Section VII. Underwriting and Loan Approval Process 132k
Section VIII. Scoring and Modeling 173k
Section IX. Portfolio Management 329k
Section X. Transaction Testing 75k
Section XI. Adverse Classifications 66k
Section XII. Allowances for Loan Losses 209k
Section XIII. Asset Quality Considerations 52k
Section XIV. Credit Card Issuing Rent-a-BINs 167k
Section XV. Liquidity 99k
Section XVI. Earnings 115k
Section XVII. Sensitivity to Market Risk 97k
Section XVIII. Capital 149k
Section XIX. Merchant Processing 278k
Section XX. Third-party Relationships 125k
Section XXI. Glossary 162k
  Credit Card Pre-Examination Request List 261k
  Merchant Processing Examination Tools 137k

Last Updated 04/30/2007

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