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FDIC Board of Directors Approves Notice of Proposed Rulemaking on the Establishment and Relocation of Branches and Offices

July 15, 2025

WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) Board of Directors today approved a notice of proposed rulemaking to streamline the processes for the establishment and relocation of domestic branches and offices. The proposed rule is intended to improve the speed and certainty of, and reduce the regulatory burden associated with, the filing process under 12 CFR part 303 of the FDIC Rules and Regulations. 

The proposed rule would apply to insured state non-member banks applying to establish a branch or relocate a main office or branch, and to insured branches of a foreign bank applying to move from one location to another. Key elements of the proposed rule include: 

  • providing that filings from institutions eligible for expedited processing will be deemed approved three business days after submission;
  • eliminating the FDIC’s discretion to remove filings from expedited processing;
  • eliminating filing requirements for de minimis branch facility changes; and
  • eliminating public notice and public comment requirements.

Interested parties may submit written comments on the proposed rule up until 60 days after publication in the Federal Register.

Attachment(s)
Notice of Proposed Rulemaking on Establishment and Relocation of Branches and Offices
Contact(s)
MediaRequests@fdic.gov

Last Updated: July 15, 2025