- "The Changing Liquidity Landscape" highlights problems that can arise at community banks from the use of different asset and liability liquidity sources and discusses best practices for developing an effective liquidity contingency plan.
- "Reverse Mortgages: What Consumers and Lenders Should Know" describes features of reverse mortgages and provides an overview of potential safety-and- soundness and consumer compliance risks that should be addressed as part of a reverse mortgage loan program.
- "Unfair and Deceptive Acts and Practices: Recent FDIC Experience" analyzes examples of UDAP issues that were the subject of a recent FDIC examination- consultation process and shares the FDIC's methodology for performing the compliance analyses required under Section 5 of the FTC Act.
- "Accounting for Business Combinations" describes key changes enacted by the FASB that will affect accounting for business combinations occurring in fiscal years beginning on or after December 15, 2008.
Chief Executive Officer
Liquidity and Liquidity Contingency Planning
Unfair and Deceptive Acts and Practices
Accounting for Business Combinations
Kim E. Lowry, Managing Editor
(firstname.lastname@example.org or 202-898-6635)
FIL-147-2008 - PDF (PDF Help)
FDIC financial institution letters (FILs) may be
accessed from the FDIC's Web site at
To receive FILs electronically, please visit
Paper copies of FDIC financial institution letters may
be obtained through the FDIC's Public Information
Center, 3501 Fairfax Drive, E-1002, Arlington, VA
22226 (1-877-275-3342 or 703-562-2200).