The modifications under consideration in the NPR are intended to:
Modernize the risk-based capital rules to ensure that the capital framework remains a relevant and reliable measure of risks present in the banking system.
Mitigate, to the extent possible, potentially material differences in capital requirements that may arise between banks that adopt Basel II and those banks that remain under the existing risk-based capital rules.
Maintain an operationally feasible capital framework that is relatively simple to implement for banking organizations subject to the existing risk-based capital rules.
A banking organization would be able to elect to adopt the modifications or remain subject to the agencies' existing risk-based capital rules.
The NPR includes a series of questions to solicit further comment on possible alternatives to the advanced approaches set forth in the Basel II NPR for determining risk-based capital requirements for large U.S. banking organizations.
FDIC-Supervised Banks (Commercial and Savings)
Chief Executive Officer
Chief Financial Officer
Chief Accounting Officer
Risk-Based Capital Rules
12 CFR Part 325
Bobby R. Bean, Chief, Capital Markets Policy Section at email@example.com or (202) 898-3575
Karl R. Reitz, Capital Markets Specialist at firstname.lastname@example.org or (202) 898-3857
FIL-111-2006 - PDF 28k (PDF Help)
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