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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

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Inactive Financial Institution Letters 

Deposit Insurance Coverage

June 18, 1999


SUBJECT: New Edition of "Your Insured Deposits" Booklet

The Federal Deposit Insurance Corporation (FDIC) is pleased to announce its new edition of "Your Insured Deposits." The booklet was revised to reflect the April 1, 1999, amendments to the deposit insurance regulations on joint accounts and "payable-on-death" (POD or trust) accounts.

The "Your Insured Deposits" booklets are free to insured financial institutions for distribution to their customers. The booklet clearly explains customers' deposit insurance coverage in a question-and-answer format. The latest edition of "Your Insured Deposits" is marked "1999" on the last page. Previous editions do not reflect recent regulation changes and should be destroyed.

Due to the substantial demand anticipated for this booklet, the FDIC is providing all FDIC-insured institutions with the attached camera-ready booklet so they may produce their own supplies. The booklet may be reprinted in its entirety (with no modifications) without permission from the FDIC.

Copies Available Directly From the FDIC:

  • A copy of the booklet can be downloaded from the FDIC's Internet site at: [This product is no longer available] .
  • Bulk quantities of the brochure may be ordered in multiples of 500 copies by writing or e-mailing your request.

Write to:  


Federal Deposit Insurance Corporation
P-1 Warehouse and Distribution Center
3501 North Fairfax Drive
Arlington, VA 22226
703-516-5201 (FAX)

  • Single copies of the booklet may be obtained from the FDIC's Public Information Center by writing or e-mailing your request.
Write to:  


FDIC Public Information Center
801 17th Street, NW, Room 100
Washington, DC 20434
(703) 562-2296 (FAX)

Your request must be on your institution's letterhead stationery. It must include the address where copies should be mailed, and the name and telephone number of a contact person.

The updated "Your Insured Deposits" (Spanish version) and instructional manual "The Financial Institution Employee's Guide to Deposit Insurance" will be available in the near future. We will notify you as they become available.

For more information, please contact the FDIC's Division of Compliance and Consumer Affairs at (800) 934-FDIC.


Stephen M. Cross

Attachment: [This product is no longer available]

Distribution: All Insured Banks and Savings Associations

NOTE: Paper copies of FDIC financial institutions letters may be obtained through the FDIC's Public Information Center, 801 17th Street, NW, Room100, Washington, DC 20434 (800-276-6003 or (703) 562-2200).

Last Updated 5/12/2004

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