[Federal Register: January 20, 1999 (Volume 64, Number 12)]
From the Federal Register Online via GPO Access [wais.access.gpo.gov]
FEDERAL EMERGENCY MANAGEMENT AGENCY
National Flood Insurance Program; Standard Flood Hazard
AGENCY: Federal Emergency Management Agency (FEMA).
ACTION: Notice of availability and effective date.
SUMMARY: FEMA gives notice of the availability of the revised Standard
Flood Hazard Determination Form.
EFFECTIVE DATE: January 20, 1999.
FOR FURTHER INFORMATION CONTACT: Michael K. Buckley, Director,
Technical Services Division, Mitigation Directorate, Federal Emergency
Management Agency, 500 C Street SW., Washington, DC 20472, (202) 646-
2756, (telefax) (202) 646-4596.
SUPPLEMENTARY INFORMATION: The Office of Management and Budget (OMB)
has reviewed and cleared the Standard Flood Hazard Determination form
under the requirements of the Paperwork Reduction Act of 1995 (44
U.S.C. 3507) and under the National Flood Insurance Reform Act of 1994.
OMB approved the form for use, with an effective date of October 1998,
expiring October 31, 2001. Because the revised form made no changes in
the information collected, a transition period of 90 days from the date
of this publication will be provided for users to update automated
Title: Standard Flood Hazard Determination form (FEMA form 81-93).
OMB Number: 3067-0264.
Availability: The Standard Flood Hazard Determination form is
available on FEMA's Web Site at www.fema.gov/library/fform.htm. The
form is also available through FEMA's Fax-on-Demand at (202) 646-FEMA,
request document #23103, or by mail after December 15, 1998, from the
FEMA publications office at (800) 480-2520. Requests for large
quantities of the form will not be honored. The form should be locally
On May 21, 1998, we published a Notice with request for comments on
revisions to the Standard Flood Hazard Determination Form, 63 FR 27969.
We received comments from three banking organizations, one real estate
broker, and one flood determination firm.
The majority of respondents asked us to reconsider revising the
form, since the proposed changes did not substantially alter the
meaning or requirements of the form. They noted further that the
changes will give rise to added costs for automated systems and printed
stock, which must be upgraded and reprinted, and for requisite
notification to users.
FEMA is revising the Standard Flood Hazard Determination form to
comply with requirements of the Paperwork Reduction Act of 1995 (44
U.S.C. 3507) and the Office of Management and Budget. In order to
comply with these requirements, we clarified the instructions and made
minor editorial changes to the form based on comments and questions
received from users during the first iteration of the form.
Comments about specific items on the form included the need for
additional space in some boxes, requests for deletion of some items and
the addition of others, including borrower's name and base flood
Because the form is property-specific we did not include the
borrower's name. We did not add the base flood elevation to the form
because it is not a determining factor in the requirement of flood
insurance; in addition, its procurement would add considerable expense.
We received other comments concerning the mandatory flood insurance
purchase requirement and the application process for Letters of Map
Change. Because these comments are not pertinent to the Standard Flood
Hazard Determination form, they are not addressed here.
INFORMATION COLLECTION: The Standard Flood Hazard Determination form
must be completed by federally regulated lending institutions and
federal agency lenders when making, increasing, extending or renewing
any loan secured by improved real estate, for the purpose of
documenting the factors considered as to whether flood insurance is
required and available. When purchasing loans Government sponsored
enterprises must require this form to document the factors they
consider when they determine whether flood insurance is required and
available. The Federal Emergency Management Agency does not collect
Dated: January 13, 1999.
Michael J. Armstrong,
Associate Director, Mitigation Directorate.
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[FR Doc. 99-1210 Filed 1-19-99; 8:45 am]
BILLING CODE 6718-04-C