"Mobile Payments: An Evolving Landscape" describes the range of mobile payments options, identifies the risks associated with their use, and looks at how banks that offer mobile payments services can ensure compliance with existing laws and regulations.
"High-Yield Checking Accounts: Know the Rules" reviews the typical features of these accounts and the problematic disclosures that may accompany their promotion. The article also highlights examination best practices to help ensure a bank is providing customers with clear and unambiguous account information.
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Chief Executive Officer
High-yield checking accounts
Kim E. Lowry, Managing Editor
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FDIC Financial Institution Letters (FILs) are available on the FDIC's Web site at www.fdic.gov/news/news/financial/2012/index.html.
To receive FILs electronically, visit http://www.fdic.gov/about/subscriptions/fil.html.
Paper copies may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562-2200).