Guidelines for Providing Technical Assistance to Minority Depository Institutions
The Federal Deposit Insurance Corporation (FDIC) routinely contacts Minority Depository
Institutions (MDIs) to offer return visits and technical assistance following the conclusion of
each safety and soundness, compliance, Community Reinvestment Act, and specialty
examination to assist management in understanding and implementing examination
MDIs may also initiate contact with the FDIC to request technical assistance at any time. The
FDIC can assist in reviewing and offering feedback and recommendations on a variety of
matters, including the following:
Proposed written policies for major operational areas, such as the lending, investment,
and funds management functions;
Proposed strategic plans;
Proposed applications or notices for new branches and/or new activities; and
Any other operational matters where MDI bank management would like FDIC input.
To request technical assistance, MDI management may contact the bank's assigned relationship
manager, any of the FDIC's regional MDI coordinators (regardless of the MDI's geographic
location) or other FDIC Division of Supervision and Consumer Protection regional management.
A list of MDI coordinators can be found on the FDIC's website at
To assist the FDIC in effectively responding to the bank's request for assistance, the MDI should
provide the following information:
the name, location and point of contact for the bank;
the specific areas of operations for which assistance is requested; and
any other pertinent information relative to the request.
If specifically requested by MDI management, the FDIC will attempt to provide technical
assistance by staff members who do not routinely participate in examinations of the bank.
The FDIC will try to fulfill all requests for technical assistance expeditiously and to provide
recommendations for addressing the items of concern. However, MDIs should be aware that any
final decisions regarding bank operations remain under the purview of the bank's senior
management and/or board of directors. Offers of technical assistance do not preclude or obviate
requirements for an MDI to respond to the findings of a report of examination or visitation,
written correspondence from the FDIC or other regulatory agencies, or ongoing adherence to the
provisions of an outstanding formal or informal corrective action plan.
In addition to the areas discussed above, the FDIC will continue to provide assistance to MDI
management in understanding matters such as bank regulations, FDIC policies, examination
procedures, accounting practices and recruiting techniques.
The FDIC recognizes that MDIs play a unique role in promoting the economic viability of under-
served communities. It will continue to pursue strategies to preserve and encourage minority
ownership of insured financial institutions.