The FDIC's Electronic Deposit Insurance Estimator (EDIE) is an interactive tool
created to help consumers determine if their deposit accounts at FDIC-insured
institutions are fully insured and assist bank employees who answer customer
questions about deposit insurance coverage.
FDIC-insured institutions can now customize and integrate EDIE into their Web sites.
This new EDIE — called Brandable EDIE — allows customers to access EDIE
without leaving the institution's Web site. Brandable EDIE has the same
functionality and capacity as the version of EDIE on the FDIC Web site.
The FDIC has added new enhancements to both the Online and Brandable EDIE versions
that allow users to calculate coverage for irrevocable trust and government
accounts, in addition to personal accounts (deposits held by people in single
accounts, IRAs, joint accounts, and most formal and informal revocable trust
accounts) and business accounts (accounts owned by corporations, partnerships and
unincorporated associations, including for-profit and not-for-profit organizations).
Also, both Online and Brandable EDIE now offer users the ability to calculate
coverage for deposit accounts that mature in or after 2014 and features an updated
Deposit Insurance FAQ, Glossary of Terms, and information on how to contact the
Two documents are attached. The first provides an introduction to the new Brandable
EDIE. The second contains information on the technical aspects of integrating
Brandable EDIE into an insured institution's Web site. To customize EDIE for its Web
site, an insured institution must submit the necessary information via
The FDIC encourages all insured institutions to take advantage of the new EDIE
functionality and the opportunity to provide an integrated version to customers and
employees. Customers and insured institutions can continue to access EDIE, along
with the FDIC's other deposit insurance coverage resources, on the FDIC's Web site