Highlights: 

• Many financial institutions have expressed interest in the Workout Guidance released on October 30, 2009.
• Representatives from the Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision will provide an overview of the Workout Guidance and respond to participants' questions regarding its application.
• Financial institution officers and employees wishing to participate in this free telephone seminar should dial (888) 455-0408 and enter passcode 4283211# to join the presentation approximately ten minutes before the 2:00 p.m. EST start time.
• Participants are encouraged to submit questions in advance to RAC@FDIC.gov with Prudent CRE Loan Workouts in the subject line.

Participants also are encouraged to have a copy of the attached Workout Guidance available during the conference call.

Distribution: 
All FDIC-Insured Banks (Commercial and Savings) 

Suggested Routing: 
Chief Executive Officer 
Chief Lending Officer 

Note: 
FDIC financial institution letters (FILs) may be accessed from the FDIC's Web site at www.fdic.gov/news/financial-institution-letters/2009/index.html . 

To receive FILs electronically, please visit http://www.fdic.gov/about/subscriptions/fil.html . 

Paper copies of FDIC financial institution letters may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562-2200).