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Inactive Financial Institution Letters

Interagency Statement on Pandemic Planning
Guidance for Minimizing a Pandemic's Potential Adverse Effects
February 6, 2008

Summary: The Federal Financial Institutions Examination Council has issued the attached "Interagency Statement on Pandemic Planning" (Statement) identifying actions that financial institutions should take to minimize the potential adverse effects of a pandemic. An institution's business continuity plan should address pandemics and provide a preventive program, a documented strategy scaled to the stages of a pandemic outbreak, a comprehensive framework to ensure the continuance of critical operations, a testing program, and an oversight program to ensure that the plan is reviewed and updated.


  • The Statement explains the differences between traditional business continuity planning and pandemic planning, as well as the unique challenges posed by a pandemic.
  • Pandemic plans, reflecting an institution's size, complexity and business activities, should be sufficiently flexible to effectively address a wide range of possible effects that could result from a pandemic.
  • The Statement describes risk-assessment and risk- management steps that are important for pandemic planning, such as coordinating with outside parties and providing employees with remote access.
  • The Statement highlights the specific challenges faced by management and the mitigating controls that should be considered when developing a pandemic plan.
  • An institution's pandemic planning activities should involve senior management from all functional areas including administration, human resources, legal, IT support, and key product lines.
  • A key challenge is developing a testing program that provides a high degree of assurance that critical business processes will function even during a severe pandemic.
  • The Statement identifies some of the guidance issued by other federal agencies and industry associations to assist institutions in developing plans for pandemic events.

FDIC-Supervised Banks (Commercial and Savings)

Suggested Routing:
Chief Executive Officer
Chief Information Officer
Chief Information Security Officer
Chief Compliance Officer
Human Resources Manager

Related Topics:
Influenza Pandemic Preparedness
Business Continuity Planning

Interagency Statement on Pandemic Planning - PDF (PDF Help)

Senior Examination Specialist Donald Saxinger at or (202) 898- 6521 or
Examination Specialist Stephanie S. Wilson at or (202) 898-8512

Printable Format:
FIL-6-2008 - PDF (PDF Help)

FDIC financial institution letters (FILs) may be accessed from the FDIC's Web site at

To receive FILs electronically, please visit

Paper copies of FDIC financial institution letters may be obtained via the FDIC's Public Information Center (1-877-275-3342 or 703-562-2200).

Last Updated 2/6/2008

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