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Inactive Financial Institution Letters

Regulatory Relief
Guidance to Help Financial Institutions and to Facilitate Recovery in Storm- and Flood-affected Areas of Nebraska, Missouri and Kansas
July 6, 2007

Summary: The Federal Deposit Insurance Corporation (FDIC) has announced a series of steps intended to provide regulatory relief to financial institutions and to facilitate recovery in areas of Nebraska, Missouri and Kansas that suffered major damage from storms and flooding that started in May and have continued into early July.


  • Severe storms, tornadoes and flooding have caused significant damage to areas of Nebraska, Missouri and Kansas.
  • The Nebraska counties of Blaine, Brown, Cass, Custer, Gage, Garfield, Jefferson, Johnson, Keya Paha, Knox, Loup, Nemaha, Otoe, Pawnee, Richardson, Saline, Saunders and Wheeler were declared federal disaster areas on June 6.
  • In Missouri, the counties of Andrew, Atchison, Buchanan, Carroll, Chariton, Clay, Daviess, DeKalb, Gentry, Holt, Jackson, Lafayette, Livingston, Morgan, Nodaway, Osage and Platte were declared federal disaster areas on June 11.
  • In Kansas, a federal disaster was declared on July 2 for the counties of Allen, Anderson, Bourbon, Butler, Chautauqua, Cherokee, Coffey, Cowley, Elk, Franklin, Linn, Miami, Montgomery, Neosho, Osage, Wilson and Woodson.
  • The FDIC is encouraging banks to work constructively with borrowers who are experiencing difficulties beyond their control because of damage caused by the disaster.
  • Extending repayment terms, restructuring existing loans or easing terms for new loans, if done in a manner consistent with sound banking practices, can contribute to the health of the community and serve the long-term interests of the lending institution.
  • The FDIC will also consider regulatory relief from certain filing and publishing requirements for banks in the affected areas.

FDIC-Supervised Banks (Commercial and Savings)
in Nebraska, Missouri, and Kansas

Suggested Routing:
Chief Executive Officer
Compliance Officer
Chief Lending Officer

Related Topics:
Publishing Requirements
Consumer Laws

Supervisory Practices Regarding Depository Institutions and Borrowers in Areas Affected by Severe Storms and Flooding in Nebraska, Missouri and Kansas

Deputy Regional Director Thomas J. Dujenski
(816) 234-8171 or

Printable Format:
FIL-60-2007 - PDF (PDF Help)

FDIC financial institution letters (FILs) may be accessed from the FDIC's Web site at

To receive FILs electronically, please visit

Paper copies of FDIC financial institution letters may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562- 2200).

Last Updated 03/13/2008

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