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Financial Institution Letter

FDIC Consumer Compliance Supervisory Highlights

Summary:

The FDIC’s Consumer Compliance Supervisory Highlights is a publication that features articles of interest to the banking industry. Its purpose is to enhance transparency regarding the FDIC’s consumer compliance supervisory activities and provide a high-level overview of consumer compliance issues identified in 2022 through the FDIC’s supervision of state non-member banks and thrifts. Topics include supervisory observations related to consumer protection laws, examples of practices that may be useful to institutions in mitigating risks, regulatory developments, consumer compliance resources, and an overview of consumer complaint trends.

Statement of Applicability: The contents of, and material referenced in, this FIL apply to all FDIC–insured financial institutions.

Highlights:

This FDIC publication provides an overview of consumer compliance issues identified through the FDIC’s supervision of state non-member banks and thrifts in 2022.

This edition of the FDIC’s Consumer Compliance Supervisory Highlights includes:

  • A description of the most frequently cited violations and other consumer compliance examination observations;
  • Information on regulatory developments;
  • A summary of consumer compliance resources and information available to financial institutions; and
  • An overview of consumer complaint trends.
FIL-13-2023
Attachments
Related Topics
Community Reinvestment Act
Consumer Compliance/Protection
Deposit Insurance
Fair Lending
Fintech
Third-Party Relationships
Trust/Fiduciary Activities
Last Updated: April 5, 2023