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Financial Institution Letters

April 1, 2019

Home Mortgage Disclosure Act (HMDA)

FFIEC A Guide to HMDA Reporting: Getting It Right! for 2019 HMDA Data and Updated HMDA Examination Procedures

Printable Format:

FIL-16-2019 - PDF (PDF Help)


The Federal Financial Institutions Examination Council (FFIEC) has issued A Guide to HMDA Reporting: Getting It Right! for data collected in 2019 and reported in 2020 and updated interagency HMDA examination procedures.

Statement of Applicability to Institutions with Total Assets under $1 Billion: This Financial Institution Letter applies to all FDIC-supervised institutions covered by HMDA based on the asset threshold and other conditions stated in Regulation C.

Statement of FIL Rescission Date: This Financial Institution Letter will retire to inactive status one year after the date of its issuance, April 1, 2020.



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FDIC financial institution letters (FILs) may be accessed from the FDIC's website at

To receive FILs electronically, please visit

Paper copies of FDIC financial institution letters may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562-2200).