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Financial Institution Letters

December 12, 2018

Banker Teleconference:

Regulatory Capital Rule: Capital Simplification for Qualifying Community Banking Organizations

Printable Format:

FIL-85-2018 - PDF (PDF Help)


The Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency, and the Board of Governors of the Federal Reserve System (the Agencies) will host an interagency conference call for bankers on December 18, 2018, to discuss the optional community bank leverage ratio (CBLR) framework.

Statement of Applicability: This Financial Institution Letter (FIL) is applicable to all FDIC-supervised institutions with less than $10 billion in total consolidated assets, except for advanced approaches banking organizations.



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FDIC Financial Institution Letters (FILs) may be accessed from the FDIC's website at

To receive FILs electronically, please visit

Paper copies may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E- 1002, Arlington, VA 22226 (1-877-275-3342 or 703-562-2200).