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Financial Institution Letters

November 21, 2018

Regulatory Capital Rule: Capital Simplification for Qualifying Community Banking Organizations

Printable Format:

FIL-77-2018 - PDF (PDF Help)


The federal banking agencies jointly have issued a notice of proposed rulemaking (NPR or proposal) which would provide for an optional, simplified measure of capital adequacy for qualifying community banking organizations, consistent with Section 201 of the Economic Growth, Regulatory Relief, and Consumer Protection Act. The NPR will be published in the Federal Register with a 60-day comment period.

Statement of Applicability: This proposal is applicable to all FDIC-supervised institutions with less than $10 billion in total consolidated assets except for advanced approaches banking organizations.



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