Summary:
The Federal Deposit Insurance Corporation (FDIC) is seeking comment on a proposal to retire certain Financial Institution Letters (FILs) to an inactive status. The proposal is part of a continuing effort to reduce regulatory burden, and would target 374 of the 664 risk management supervision-related FILs issued between 1995 through 2017. The FDIC will be accepting comments on the proposal for 30 days.
Statement of Applicability to Institutions with Total Assets under $1 Billion: This Financial Institution Letter applies to all FDIC-supervised financial institutions.
Highlights:
- Section 2222 of the Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA) requires the Federal Financial Institutions Examination Council and the Federal Reserve Board, Office of the Comptroller of the Currency, and FDIC (collectively, "the agencies") to conduct a review of their rules at least every 10 years to identify outdated or unnecessary regulations.
- In the March 2017 EGRPRA report submitted to Congress, the agencies committed to "review interagency guidance, such as policy statements, to update and streamline guidance."
- As a first step in this effort, FDIC staff identified 374 FILs issued between 1995 and 2017 pertaining to risk management supervision that are outdated or that convey regulations or other information that is still in effect but available elsewhere on the FDIC's website. A full list of the identified FILs is attached.
- FILs serve as the primary tool for delivering information to financial institutions about new regulations, supervisory guidance, management tools, regulatory relief, and other subjects of interest to the banking community.
- The FDIC is proposing to retire to inactive status the 374 identified risk management supervision FILs. These FILs will be archived and will remain accessible, if needed for reference.
- FILs pertaining to other aspects of FDIC supervision are currently under review.
- Separate from this proposal, the FDIC also is reviewing its remaining FILs in order to identify opportunities for updates and additional streamlining.
- Comments are sought on the retirement to inactive status of the listed FILs. Comments must be received by the FDIC no later than 30 days after publication of this FIL, or by October 10, 2018, and should be submitted to RiskManagementFILs@fdic.gov .
Continuation of FIL-46-2018
Suggested Distribution:
- FDIC-Supervised Banks (Commercial and Savings)
Suggested Routing:
- Board of Directors
- Chief Executive Officer
- Compliance Officer
- Chief Lending Officer
- Chief Financial Officer
- Chief Information Officer
Paper copies may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (877-275-3342 or 703-562-2200).
Financial Institution Letters
FIL-46-2018
September 10, 2018
FDIC Seeks Comment on Proposed Retirement of Certain Financial Institution Letters
The following is a comprehensive list of the 374 risk management supervision- related FILs that are proposed to be retired to an inactive status, organized by topic.
Accounting, Auditing, and Securities Disclosure
FIL-9-99: Federal Income Taxes
FIL-57-2000: Securitization and Participations
FIL-131-2002: Interagency Advisory on the Accounting Treatment of Accrued Interest Receivables Related to Credit Card Securitizations
FIL-66-2003: Rules of Practice for the Removal, Suspension, and Debarment of Accountants and Accounting Firms
FIL-60-2003: Federal Banking Agencies Announce New Interagency Electronic Filing System for Beneficial Ownership Reports
FIL-41-2004: Mandatory Electronic Filing of Beneficial Ownership Reports by Insiders of FDIC-Supervised Registered Banks
FIL-108-2006: Elimination of Annual Report of Indebtedness of Executive Officers and Principal Shareholders to Correspondent Banks
FIL-5-2008: Annual Audit and Reporting Requirements: Internal Control Attestation Standards for Independent Auditors
FIL-3-2010: Final Rule Amending the Risk-Based Capital Rules to Reflect the Issuance of FAS 166 and FAS 167
FIL-18-2013: Banker Teleconference on FASB Proposal to Change the Accounting for Credit Losses
Applications, Notices, and Filings
FIL-18-97: Notification of Officer and Director Appointments
FIL-125-98: Section 19 Applications/FDIC Board Approves Statement of Policy on Section 19 of the Federal Deposit Insurance Act
FIL-63-99: Merger Applications
FIL-65-99: Branch Closings
FIL-109-2001: Merger Applications
FIL-82-2002: Amended Statement of Policy on Bank Merger Act Transactions – "Anti-Money Laundering Record"
FIL-146-2002: Final Rule Governing Filing Procedures and Delegations of Authority, and Revised Policy Statements on Merger Transactions and Applications for Deposit Insurance (Part 303 of the FDIC's Rules and Regulations)
FIL-13-2003: FDIC Adopts Final Rule on Federal Deposit Insurance Eligibility for State Banks Chartered as Limited Liability Companies (Part 303 of FDIC's Rules and Regulations)
FIL-67-2003: Filing Procedures
FIL-58-2004: Uniform Bank Performance Report (UPBR) Availability and Changes
FIL-40-2009: FFIEC Statement on Regulatory Conversions
FIL-50-2009: Enhanced Supervisory Procedures for Newly Insured FDIC-Supervised Depository Institutions
FIL-10-2010: Uniform Bank Performance Report
FIL-57-2011: Clarifications to the FDIC's Statement of Policy for Section 19 of the FDI Act
FIL-50-2012: Interagency Statement on Section 612 of the Dodd-Frank Act, Restrictions on Conversions of Troubled Banks
FIL-60-2015 Final Rule Amending the Filing Requirements and Processing Procedures for Changes in Control
FIL-3-2017: Community Banking Conference 2016 Highlights
Applied Technology
FIL-86-97: Federal and State Regulatory Agencies Adopt Common Data Elements for Automated Loan Review
FIL-93-2003: The FDIC Announces the Availability of FDICconnect
FIL-53-2004: FDIC Encourages Institutions to Register for FDICconnect
FIL-78-2006: Safeguarding Examination Information: Updated Procedures Issued for FDIC Examination Staff
Bank Secrecy Act/Anti-Money Laundering/Anti-Terrorist Financing
FIL-30-95: Payable Through Accounts
FIL-120-98: Bank Secrecy Act Compliance / New Currency Transaction Reporting Exemption Rule
FIL-141-98: Form for Designation of Exempt Person (Form TD 90-22.53)
FIL-87-2001: Special Alert/Suspicious Activity Reporting/Financial Institutions Hotline Relating to Terrorist Activity
FIL-16-2002: Special Alert/Liborbank
FIL-59-2002: Guidance for Financial Institutions in Detecting Terrorist Financing
FIL-136-2002: Final Rule Implementing Sections of the USA PATRIOT Act That Address Correspondent Accounts for Foreign Shell Banks
FIL-42-2003: Final Rule on Customer Identification Program
FIL-28-2004: New Currency Transaction Report
FIL-60-2004: Commercial Bank of Syria – "Primary Money Laundering Concern"
FIL-97-2004: FinCEN Issues Bulletin on Sanction 314(a) Information Request Process
FIL-102-2004: Infobank, Minsk, Belarus-Subject of Primary Money Laundering Concern
FIL-37-2005: Web-Based Process Required by USA PATRIOT Act
FIL-57-2005: FinCEN's Secure Information Sharing System: Point of Contact Changes with June Call Report
FIL-91-2005: Hurricane Katrina: Frequently Asked Questions Regarding the Bank Secrecy Act
FIL-96-2005: Bank Secrecy Act: Banco Delta Asia SARL – Subject of Primary Money Laundering Concern
FIL-128-2005: USA PATRIOT Act: Final Regulation Implementing Section 312 of USA PATRIOT Act
FIL-8-2006: Bank Secrecy Act: US Money Laundering Threat Assessment
FIL-15-2006: Hurricane-Related Benefit Fraud: Guidance to Financial Institutions on Benefit Fraud Related to Recent Hurricanes
FIL-20-2006: Bank Secrecy Act: Registration and De-registration of Money Service Businesses
FIL-26-2006: Bank Secrecy Act: Suspicious Activity Report Form
FIL-28-2006: Bank Secrecy Act: Commercial Bank of Syria – Designation of Primary Money Laundering Concern
FIL-35-2006: USA PATRIOT Act: Extension of Applicability Dates for Implementing International Correspondent Banking Provisions and Private Banking Provisions of Section 312
FIL-37-2006: Bank Secrecy Act: Access to Banking Services by Money Service Businesses
FIL-40-2006: Bank Secrecy Act: Increasing Trend of Smuggling Currency from the US into Mexico
FIL-41-2006: Bank Secrecy Act: Guidance on Provision of Financial Services to Belarusian Senior Regime Elements Engaged in Illicit Activities
FIL-56-2006: Bank Secrecy Act: The SAR Activity Review By the Numbers, May 2006
FIL-67-2006: Bank Secrecy Act: Multibanka, Riga, Latvia - Withdrawal of Designation of Primary Money Laundering Concern
FIL-30-2007: Bank Secrecy Act: Banco Delta Asia SARL - Designation of Primary Money Laundering Concern
FIL-37-2007: Bank Secrecy Act: Wolfsberg Group, Clearing House Joint Statement on Payment Message Standards
FIL-41-2007: Bank Secrecy Act: 2007 National Money Laundering Strategy
FIL-49-2007: Bank Secrecy Act: Delayed Implementation of Revised Suspicious Activity Report by Depository Institutions Form
FIL-54-2007: Bank Secrecy Act: Suspicious Activity Report Supporting Documentation
FIL-55-2007: Bank Secrecy Act: Requests By Law Enforcement to Keep Accounts Open
FIL-73-2007: Bank Secrecy Act: Revised Bank Secrecy Act/anti-money Laundering Examination Manual
FIL-113-2007: USA Patriot Act: Final Regulation Implementing Section 312 - Special Due Diligence Programs for Certain Foreign Accounts
FIL-32-2008: Bank Secrecy Act: The SAR Activity Review by the Numbers, January 2008 Issue
FIL-38-2008: Bank Secrecy Act: Provision for Independent Testing for BSA/AML Compliance
FIL-39-2008: Bank Secrecy Act: Bank Secrecy Act/Anti-Money Laundering Teleconference
FIL-55-2008: The SAR Activity Review by the Numbers, May 2008 Issue
FIL-63-2008: Bank Secrecy Act: Suspicious Activity Reporting on Proceeds of Foreign Corruption
FIL-76-2008: Bank Secrecy Act: Intended Retirement of the BSA Magnetic Media Filing Program
FIL-138-2008: Bank Secrecy Act: The SAR Activity Review - Trends, Tips & Issues, October 2008 Edition
FIL-3-2009: Bank Secrecy Act: The SAR Activity Review by the Numbers, November 2008 Issue
FIL-17-2010: Bank Secrecy Act: Revised Bank Secrecy Act/Anti-Money Laundering Examination Manual
FIL-12-2011: Bank Secrecy Act: Spanish Translation of the 2010 Bank Secrecy Act/Anti-Money Laundering Examination Manual
FIL-15-2011: Bank Secrecy Act: Reorganization of FinCEN's Bank Secrecy Act Regulations
FIL-60-2014: Bank Secrecy Act: Revised Bank Secrecy Act/Anti-Money Laundering Examination Manual
FIL-47-2015: Bank Secrecy Act: Spanish Translation of the 2014 Bank Secrecy Act/Anti-Money Laundering Examination Manual
Call Reports
FIL-3-2014: Revisions to the Consolidated Reports of Condition and Income and the FFIEC 101 Report
FIL-4-2014: Revisions to Regulatory Reports
FIL-14-2014: Consolidated Reports of Condition and Income for First Quarter 2014
FIL-15-2014: Consolidated Reports of Condition and Income
FIL-36-2014: Consolidated Reports of Condition and Income for Second Quarter 2014
FIL38-2014: Consolidated Reports of Condition and Income
FIL-50-2014: Consolidated Reports of Condition and Income for Third Quarter 2014
FIL-51-2014: Consolidated Reports of Condition and Income
FIL-1-2015: Consolidated Reports of Condition and Income for Fourth Quarter 2014
FIL-3-2015: Consolidated Reports of Condition and Income
FIL-14-2015: Consolidated Reports of Condition and Income for First Quarter 2015
FIL-15-2015: Consolidated Reports of Condition and Income
FIL-30-2015: Consolidated Reports of Condition and Income for Second Quarter 2015
FIL-31-2015: Consolidated Reports of Condition and Income
FIL-39-2015: Proposed Revisions of the Consolidated Reports of Condition and Income (Call Report)
FIL-40-2015: Consolidated Reports of Condition and Income
FIL-42-2015: Consolidated Reports of Condition and Income for Third Quarter 2015
FIL-44-2015: Consolidated Reports of Condition and Income
FIL-57-2015: Proposed Revisions to the Consolidated Reports of Condition and Income and Banker Teleconference
FIL-58-2015: Proposed Revisions to the Consolidated Reports of Condition and Income and Banker Teleconference Scheduled for December 8
FIL-2-2016: Consolidated Reports of Condition and Income for Fourth Quarter 2015
FIL-3-2016: Consolidated Reports of Condition and Income
FIL-22-2016: Consolidated Reports of Condition and Income for First Quarter 2016
FIL-25-2016: Consolidated Reports of Condition and Income
FIL-44-2016: Revisions to the Consolidated Reports of Condition and Income (Call Report)
FIL-45-2016: Consolidated Reports of Condition and Income
FIL-47-2016: Consolidated Reports of Condition and Income for Second Quarter 2016
FIL-48-2016: Consolidated Reports of Condition and Income
FIL-53-2016: Propose New Consolidated Reports of Condition and Income (Call Report) for Eligible Small Institutions and Other Proposed Call Report Revisions
FIL-55-2016: Proposed New Consolidated Reports of Condition and Income for Small Institutions
FIL-61-2016: Consolidated Reports of Condition and Income for Third Quarter 2016
FIL-63-2016: Consolidated Reports of Condition and Income
FIL-79-2016: New Accounting Standard on Credit Losses: Frequently Asked Questions
FIL-1-2017: New Consolidated Reports of Condition and Income (Call Report) for Small Institutions
FIL-4-2017: Consolidated Reports of Condition and Income for Fourth Quarter 2016
FIL-5-2017: Consolidated Reports of Condition and Income
FIL-11-2017: Banker Webinar on Revisions to the Consolidated Reports of Condition and Income (Call Report)
Capital Markets
FIL-84-96: Market Risk
FIL-23-97: Sales Practices for Government Securities
FIL-42-99: Market Risk
FIL-99-2001: Capital Standards
FIL-48-2002: Capital Standards/Interagency Advisory on the Regulatory Capital Treatment of Accrued Interest Receivable Related to Credit Card Securitizations
FIL-52-2002: Capital Standards/Interagency Guidance on Implicit Recourse in Asset Securitizations
FIL-54-2002: Capital Standards/Interagency Questions and Answers on the Capital Treatment of Recourse, Direct Credit Substitutes, and Residual Interests in Asset Securitizations
FIL-74-2003: Capital Standards/Federal Banking and Thrift Regulatory Agencies Issue Rulemakings Advancing Risk-Sensitive Capital Requirements for Sponsors of Asset-Backed Commercial Paper Programs Affected by "Financial Accounting Standards Board Interpretation No. 46, Consolidation of Variable Interest Entities," and Issuers of Consumer Securitizations With Early Amortization Provisions
FIL-46-2004: Extension of Interim Final Rule Applicable to Sponsors of Asset-Backed Commercial Paper (ABCP) Programs Affected by "Financial Accounting Standards Board Interpretation No. 46, Consolidation of Variable Interest Entities"
FIL-87-2004: Agencies Issue Final Rule on Capital Requirements for Asset-Backed Commercial Paper Programs
FIL-74-2005: Capital Standards: Supervisory Guidance on the Eligibility of Asset-Backed Commercial Paper Liquidity Facilities and the Resulting Risk-Based Capital Treatment
FIL-17-2006: Capital Standards: Joint Final Rule on Securities Borrowing Transactions
FIL-25-2006: Complex Structured Finance Activities: Interagency Statement on Sound Practices for Activities With Elevated Risk
FIL-107-2007: Risk-Based Capital Rules: Final Rule on Advanced Capital Adequacy Framework - Basel II
FIL-144-2008: Regulatory Capital Standards Deduction of Goodwill Net of Associated Deferred Tax Liability
FIL-1-2009: Monitoring the Use of Funding from Federal: Financial Stability and Guaranty Programs
FIL-36-2009: Regulatory Capital Standards: Interim Final Rule for Mortgages Modified Under the Making Home Affordable Program
FIL-37-2009: Funding and Liquidity Risk Management: Proposed Interagency Guidance
FIL-49-2009: Regulatory Capital Standards: Notice of Proposed Rulemaking Regarding Risk-Based Capital: Impact of Modifications to Generally Accepted Accounting Principles, Consolidation of Asset-Backed Commercial Paper Programs, and Other Related Issues
FIL-67-2009: Regulatory Capital Standards: Final Rule for Mortgages Modified Under the Making Home Affordable Program
FIL-7-2010: Clarification of the Risk Weights for FDIC Claims and Guarantees
FIL-87-2010: Proposed Rule on Risk-Based Capital Standards: Market Risk
FIL-88-2010: Proposed Rule on Advanced Capital Adequacy Framework-Basel II; Establishment of a Risk-Based Capital Floor
FIL-21-2011: Margin and Capital Requirements for Covered Swap Entities
FIL-36-2011: Retail Foreign Exchange Transactions
FIL-48-2011: Risk-Based Capital Standards: Final Rule on Advanced Capital Adequacy Framework-Basel II; Establishment of a Risk-Based Capital Floor
FIL-55-2011: Retail Foreign Exchange Transactions
FIL-75-2011: Risk-Based Capital Rules: Proposed Rule on Risk-Based Capital Standards: Market Risk; Alternatives to Credit Ratings for Debt and Securitization Positions
FIL-24-2012: Regulatory Capital Rules: Advanced Approaches Risk-Based Capital Rule; Market Risk Capital Rule
FIL-25-2012: Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Minimum Regulatory Capital Ratios, Capital Adequacy, and Transition Provisions
FIL-26-2012: Regulatory Capital Rules: Final Rule on Risk-Based Capital Standards: Market Risk
FIL-31-2013: Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action; Standardized Approach for Risk-Weighted Assets; Market Discipline and Disclosure Requirements
FIL-32-2013: Regulatory Capital Rules: Advanced Approaches Risk-Based Capital Rule and Market Risk Capital Rule
FIL-33-2013: Regulatory Capital Rules: Regulatory Capital, Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and their Subsidiary Insured Depository Institutions
FIL-34-2012: Investments in Corporate Debt Securities by Savings Associations FIL-27-2012: Regulatory Capital Rules: Standardized Approach for Risk-Weighted Assets; Market Discipline and Disclosure Requirements
FIL-36-2013: Teleconference for Community Banks on the Interim Final Capital Rule
FIL-41-2013: Proposed Regulatory Capital Reporting Changes
FIL-42-2013: Proposed Regulatory Capital Reporting Changes
FIL-52-2013: Liquidity Coverage Ratio: Proposed Rule
FIL-54-2013: Regulatory Capital Estimation Tool for Community Banks
FIL-58-2013: Volcker Rule: Prohibitions on Proprietary Trading and Certain Relationships with Hedge Funds and Private Equity Funds
FIL-62-2013: Statement Regarding Treatment of Certain Collateralized Debt Obligations Backed by Trust Preferred Securities under the Rules implementing Section 619 of the Dodd-Frank Wall Street Reform and Consumer Protection Act
FIL-18-2014: Regulatory Capital Rules
FIL-19-2014: Regulatory Capital Rules: Regulatory Capital, Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and their Subsidiary Insured Depository Institutions
FIL-31-2014: Proposed Regulatory Capital Reporting Changes (Banker Teleconference Presentation and Transcript added Aug. 4, 2014)
FIL-32-2014: Proposed Regulatory Capital Reporting Changes (Banker Teleconference Presentation and Transcript added Aug. 4, 2014)
FIL-47-2014: Margin and Capital Requirements for Covered Swap Entities
FIL-45-2014: Regulatory Capital Rules: Regulatory Capital, Revisions to the Supplementary Leverage Ratio
FIL-46-2014: Liquidity Coverage Ratio: Final RuleFIL-20-2014: Regulatory Capital, Proposed Revisions to the Supplementary Leverage Ratio
FIL-8-2015: Regulatory Capital Reporting Changes - Teleconference Scheduled for February 25
FIL-10-2015: Regulatory Capital Reporting Changes
FIL-61-2015: Margin and Capital Requirements for Covered Swap Entities
FIL-10-2016: Interest Rate Risk Videos Updated
FIL-34-2017: Regulatory Capital Rules: Retention of Certain Existing Transition Provisions for Banking Organizations That Are Not Subject to the Advanced Approaches Capital Rules
Disaster Relief
FIL-87-2005: Hurricane Katrina: Checks Issued by Social Security Administration
FIL-101-2005: Regulatory Relief: Information for Bankers in Hurricane-Affected Areas
FIL-12-2006: Hurricane Katrina Examiner Guidance: Interagency Supervisory Guidance for Institutions Affected by Hurricane Katrina
FIL-14-2007: Hurricane Katrina: Reminder of Supervisory Guidance for Financial Institutions Affected by Hurricane Katrina
FIL-24-2010: Guidance for Financial Institutions Working With Borrowers in the Gulf Coast Region Affected by a "Spill of National Significance"
FIL-60-2011: A Reminder to Institutions Preparing for Hurricane Irene: Lessons Learned from Hurricane Katrina
FIL-47-2012: Regulatory Relief: Meeting the Financial Needs of Customers Affected by Hurricane Sandy and its Aftermath
FIL-4-2013: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Mississippi Affected by Severe Storms, Tornadoes, and Flooding
FIL-19-2013: Regulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Illinois Affected by Severe Storms, Straight-Line Winds, and Flooding
FIL-20-2013: Regulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Oklahoma Affected by Severe Storms and Tornadoes
FIL-34-2013: Regulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Colorado Affected by Wildfires
FIL-39-2013: Regulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Colorado Affected by Severe Storms, Flooding, Landslides, and Mudslides
FIL-55-2013: Regulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Illinois Affected by Severe Storms, Straight-Line Winds, and Tornadoes
FIL-12-2014: Regulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Washington State Affected by Flooding and Mudslides
FIL-22-2014: Regulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Arkansas Affected by Severe Storms, Tornadoes, and Flooding
FIL-23-2014: Regulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Mississippi Affected by Severe Storms, Tornadoes, and Flooding
FIL-24-2014: Regulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Alabama Affected by Severe Storms, Tornadoes, Straight-Line Winds, and Flooding
FIL-25-2014: Regulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Florida Affected by Severe Storms, Tornadoes, Straight-line Winds, and Flooding
FIL-48-2014: Regulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Michigan Affected by Severe Storms and Flooding
Fraud
FIL-19-96: Special Alert/Fraudulent Instruments
FIL-57-96: Special Alert/Marshall Islands "Bank Guarantee" Instruments
FIL-66-96: Special Alert/Fraudulent Bank Instruments
FIL-81-96: Special Alert/Suspicious Activity
FIL-104-96: Special Alert/Fraudulent Instruments
FIL-53-97: Special Alert/Missing Stock Certificates of Bell Atlantic Corporation
FIL-65-97: Special Alert/Certified Bankers Note
FIL-66-97: Special Alert/Entities That May Be Conducting Banking Operations in the United States Without Authorization
FIL-62-98: Special Alert/Stolen United States Treasury Checks
FIL-98-98: Special Alert/Pretext Phone Calling
FIL-117-98: Special Alert/Fraudulent Financial Instruments
FIL-127-98: Special Alert/Certified Documentary Draft/Comptroller Warrant
FIL-8-99: Special Alert/ "Safe and Sound Bank and Thrift Rating System"
FIL-46-2000: Special Alert/Safekeeping Receipts
FIL-52-2000: Special Alert/Missing Cashier's Checks
FIL-76-2000: Special Alert/Missing Official Checks
FIL-93-2000: Special Alert/Stolen International Money Orders
FIL-11-2001: Special Alert/Entities That May Be Conducting Banking Operations in the United States Without Authorization
FIL-15-2001: Special Alert/Entities That May Be Conducting Banking Operations in the United States Without Authorization
FIL-36-2001: Special Alert/Missing Cashier's Checks
FIL-43-2001: Special Alert/Fictitious Invoices
FIL-52-2001: Special Alert/Fictitious Regulatory Agency Issuances
FIL-93-2001: Special Alert/Entities That May Be Conducting Banking Operations Without Authorization
FIL-95-2001: Special Alert/Securities and Exchange Commission Suit Against Robert L. Bentley, Entrust Group, and Bentley Financial Services, Inc.
FIL-105-2001: Special Alert/ Entities That May Be Conducting Banking Operations Without Authorization
FIL-12-2012: Special Alert/Counterfeit Official Bank Checks
FIL-15-2002: Special Alert/Counterfeit Cashier's Checks
FIL-21-2002: Special Alert/Counterfeit Cashier's Checks
FIL-28-2002: Special Alert/Counterfeit Personal Money Orders
FIL-42-2002: Special Alert/Counterfeit Cashier's Checks
FIL-47-2002: Special Alert/Counterfeit Cashier's Checks
FIL-50-2002: Special Alert/Counterfeit Cashier's Checks
FIL-71-2002: Special Alert/Missing Cashier's Checks
FIL-80-2002: Special Alert/Missing Cashier's Checks
FIL-87-2002: Special Alert/Entities That May Be Conducting Banking Operations Without Authorization
FIL-93-2002: Special Alert/Americrest Bank & Trust – Fictitious Official Checks and Certified Checks
FIL-95-2002: Special Alert/Unauthorized Sale of Samoan Banking Licenses
FIL-97-2002: Special Alert/Maryland Investments Club – Internet Investment Scheme
FIL-99-2002: Special Alert/Counterfeit Cashier's Checks
FIL-105-2002: Special Alert/Stolen US Savings Bonds
FIL-138-2002: Special Alert/Counterfeit Cashier's Checks
FIL-144-2002: Special Alert/Counterfeit Cashier's Checks
FIL-145-2002: Special Alert/Stolen Cashier's Checks
Information Technology
FIL-68-97: Corporate Business Resumption and Contingency Planning
FIL-131-97: Security Risks Associated with the Internet
FIL-43-2000: Security Standards for Customer Information
FIL-63-2000: Online Banking: Tips for Safe Banking Over the Internet - An FDIC Brochure for Bank Customers
FIL-81-2000: Risk Management of Technology Outsourcing
FIL-22-2001: Security Standards For Customer Information
FIL-68-2001: 501(b) Examination Guidance
FIL-70-2001: Online Delivery of Banking Services
FIL-118-2002: New Examination Procedures for Assessing Information Technology Risk
FIL-11-2003: New Information Security Guidance for Examiner and Financial Institutions
FIL-40-2003: New Guidance for Examiners and Financial Institutions on Business Continuity Planning and Supervision of Technology Service Providers
FIL-63-2003: Federal Bank and Thrift Regulatory Agencies Seek Comment on Interagency Guidance on Identity Theft Response Programs
FIL-83-2003: FFIEC Information Technology Examination Handbook
FIL-73-2004: Notice of Proposed Rulemaking on Disposal of Consumer Information
FIL-89-2004: New Guidance for Examiners, Financial Institutions and Technology Service Providers on Management and Outsourcing Technology Services
FIL-132-2004: Study on "Account-Hijacking" Identity Theft and Suggestions for Reducing Online Fraud
FIL-81-2005: Information Technology Risk Management Program (IT-RMP): New Information Technology Examination Procedures
FIL-100-2007: Identity Theft Red Flags: Interagency Final Regulation and Guidelines
FIL-105-2008: Identity Theft Red Flags, Address Discrepancies, and Change of Address Regulations: Examination Procedures
FIL-21-2014: Webinar on Senior Management's Role in Cybersecurity
FIL-9-2015: Business Continuity Planning Booklet Appendix J Update to FFIEC IT Examination Handbook Series
FIL-48-2015: Cybersecurity Awareness Month- Industry Teleconference
FIL-54-2015: Updated FFIEC Management Booklet Part of IT Examination Handbook Series
FIL-19-2016: Technical Assistance Video on Outsourcing Technology Services
FIL-31-2016: Mobile Financial Services: Update to FFIEC IT Examination Handbook Series
FIL-72-2016: Cybersecurity Awareness Month- Industry Webinar
Large Bank Supervision
FIL-47-2011: Guidance: Proposed Guidance on Stress Testing for Banking Organizations with More Than $10 Billion in Total Consolidated Assets
FIL-7-2012: Company-Run Stress Tests Required by the Dodd-Frank Act
FIL-37-2013: Proposed Interagency Guidance on Company-Run Stress Tests
FIL-49-2013: Annual Stress-Test Reporting Template and Documentation for Covered Banks with Total Consolidated Assets of $10 Billion to $50 Billion
Office of Foreign Asset Control (OFAC)
FIL-36-95: Economic Sanctions
FIL-88-2001: Special Alert/Foreign Assets Control Act/Updated to Executive Order Targeting Terrorist Assets
FIL-111-2002: Foreign Assets Control Act/Frequently Asked Questions
FIL-19-2003: Specially Designated Nationals and Blocked Persons
FIL-29-2003: Foreign Assets Control Act/Foreign Entity Subject to Import Banks
FIL-34-2003: Blocked Property and Assets of Transporting, LLC
FIL-37-2003: Comprehensive Guidelines for License Applications to Engage in Travel-Related Transactions Involving Cuba
FIL-38-2003: Specially Designated Nationals and Blocked Persons
FIL-39-2003: General Licenses Issued Under Iraqi Sanctions and Termination of Emergency in Unita
FIL-45-2003: Foreign Assets Control Act/Amended Iraqi Sanctions, Presidential Order to Protect the Development Fund for Iraq and Foreign Entities Subject to Import Ban
FIL-46-2003: Foreign Assets Control Act/Facilitation of Non-Commercial Humanitarian Funds Transfer (Iraq)
FIL-70-2003: Foreign Assets Control Act/General Licenses Issued Under Burmese Sanctions Regulations
FIL-78-2003: Foreign Assets Control Act/General License Under Iraqi Sanctions Regulations
FIL-97-2003: Burma and Two Burmese Banks Are Considered "Primary Money Laundering Concerns"
FIL-3-2004: General License Issued Under Iranian Sanctions
FIL-23-2004: General License Issued Under Libyan Sanctions Regulations, and Specially Designated Nationals and Blocked Persons
FIL-34-2004: Specially Designated Nationals and Blocked Persons, and Amended Iraqi General Licenses
FIL-35-2004: Specially Designated Nationals and Blocked Persons
FIL-39-2004: Import Bank for Entities Subject to Weapons of Mass Destruction Trade Control Regulations
FIL-40-2004: General License Issued Under Libyan Sanctions Regulations
FIL-56-2004: Executive Order Issued Blocking Property and the Export of Goods to Syria
FIL-75-2004: Cuban Asset Control Regulations
FIL-78-2004: General Licenses Issued under the Cuban Assets Control Regulations
FIL-109-2004: OFAC Sanctions Against Libya Lifted
FIL-15-2005: Cuban Assets Control Regulations
FIL-9-2006: Office of Foreign Assets Control: Enforcement Guidelines
FIL-84-2006: Office of Foreign Assets Control: Amendment to Iranian Transactions Regulations
FIL-95-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-96-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-97-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-98-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-107-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-108-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-114-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-115-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Person
FIL-116-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-117-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-118-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-119-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-121-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-122-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-123-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-124-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-130-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-133-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-135-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-136-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-137-2008: Office of Foreign Assets Control: Specially Designated Nationals and Blocked Persons
FIL-140-2008: Office of Foreign Assets Control: Treasury Revokes Iran's "U-Turn" License
Other Risk Management Supervision
FIL-5-95: Loans to Executive Officers
FIL-8-96: Executive Benefits
FIL-61-96: Agricultural Loans
FIL-79-96: Safety and Soundness
FIL-17-97: Common Questions and Answers on "Camels"
FIL-20-97: Final Rule on Recordkeeping and Confirmation Requirements for Securities Transactions
FIL-85-97: U.S. Treasury Securities
FIL-45-97: Loans to Executive Officers, Directors and Principal Shareholders
FIL-115-98: Revised Trust Examination Rating System
FIL-41-2000: Deposit Broker Alert
FIL-1-2001: Activities of Insured Depository Institutions
FIL-2-2001: Abbreviated Small Bank Report of Examination
FIL-16-2001: Deposit Brokers
FIL-18-2001: Uniform Commercial Code
FIL-34-2002: FDIC Adopts Final Policy Statement on Minority Depository Institutions
FIL-143-2002: Regional/Area Office and Field Territory Responsibilities
FIL-40-2005: International Banking: Final Rule Relating to International Banking
FIL-73-2005: Examination Treatment of Assets Related to Tobacco Transition Payment Program
FIL-98-2006: Environmental Liability: Updated Guidelines for An Environmental Risk Program
FIL-25-2007: Transfer Agent Forms: Electronic Filing of Transfer Agent Forms by FDIC-Supervised Registered Transfer Agents
FIL-87-2007: FIL-87-2007: Garnishment and Exempt Federal Benefit Funds Proposed Interagency Guidance
FIL-90-2007: Examination Cycle: Joint Final Rules on Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks
FIL-99-2007: Personal Securities Transactions: Quarterly Reporting of Bank Officers' and Certain Employees' Personal Securities Transactions
FIL-66-2008: Expanded Guidelines for Providing Technical Assistance to Minority Depository Institutions
FIL-104-2008: Trust Examination Manual: Revised FDIC Trust Examination Manual is Available
FIL-131-2008: Appraisal and Evaluation Guidelines: Proposed Revisions to the Interagency Appraisal and Evaluation Guidelines and Request for Comments
FIL-5-2009: Interest Rate Restrictions on Institutions That are Less Than Well-Capitalized: Notice of Proposed Rulemaking
FIL-24-2009: Consideration of the Special Assessment When Analyzing and Rating Financial Institutions
FIL-25-2009: Interest Rate Restrictions on Institutions That are Less Than Well Capitalized: Final Rule
FIL-32-2009: Third-Party Referrals Promising Above-Market Rates on Certificates of Deposit
FIL-55-2009: FDIC Proposed Correspondent Concentration Risks Guidance: Agencies Request Comment
FIL-62-2009: Determining Conformance With Interest Rate Restrictions for Less Than Well Capitalized Institutions
FIL-68-2009: Interagency Commercial Real Estate Loan Workouts Seminar Scheduled
FIL-70-2009: Brokered Deposits and Interest-Rate Restrictions: Telephone Seminar for Financial Institution Officers and Employees
FIL-37-2010: Alert on FHFA Statement Relative to Concerns With Certain Energy Lending Programs
FIL-7-2011: Interagency Notice of Proposed Rulemaking: Incentive-Based Compensation Arrangements
FIL-13-2011: Reminder on Examinations
FIL-71-2011: Seminar on Commercial Real Estate Loan Workouts and Related Accounting Issues
FIL-38-2012: FDIC Advisory on Effective Credit Risk Management Practices for Purchased Loan Participations
FIL-11-2013: Appraisal Requirements for Higher-Priced Mortgage Loans and Resources Regarding Other CFPB Mortgage-Related Rulemakings
FIL-23-2013: Banker Teleconference on Leveraged Lending Guidance
FIL-7-2014: Recordkeeping and Confirmation Requirements for Securities Transactions
FIL-55-2014: Credit Risk Retention: Final Rule
FIL-17-2015: Industry Call Regarding Guidance on Identifying, Accepting, and Reporting Brokered Deposits
FIL-46-2016: Technical Assistance Video on Corporate Governance
FIL-50-2016: FDIC Seeking Comment on Proposed Guidance for Third-Party Lending
FIL-2-2017: Examination Cycle: Joint Final Rules on Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks
FIL-29-2017: Appraisal Threshold for Commercial Real Estate Transactions
FIL-44-2017: Joint Notice of Proposed Rulemaking: Securities Transactions Settlement Cycle
Supervisory Insights Journal
FIL-31-2011: Supervisory Insights Journal: Special Foreclosure Edition Now Available
FIL-22-1012: Supervisory Insights Journal: Summer 2012 Issue Now Available
FIL-52-2012: Supervisory Insights Journal: Winter 2012 Issue Now Available
FIL-22-2013: Supervisory Insights Journal: Summer 2013 Issue Now Available
FIL-60-2013: Supervisory Insights Journal: Winter 2013 Issue Now Available
FIL-42-2014: Supervisory Insights Journal: Summer 2014 Issue Now Available
FIL-61-2014: Supervisory Insights Journal: Winter 2014 Issue Now Available
FIL-36-2015: Supervisory Insights Journal: Summer 2015 Issue Now Available
FIL-9-2016: Supervisory Insights Journal: Winter 2015 Issue Now Available
FIL-23-2016: Supervisory Insights Journal: Summer 2016 Issue Now Available
FIL-57-2016: Supervisory Insights Journal: Special Corporate Governance Edition Now Available
FIL-12-2017: Supervisory Insights Journal: Winter 2016 Issue Now Available
FIL-39-2017: Supervisory Insights Journal: Summer 2017 Issue Now Available