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Certificate of Deposit Insurance

Risk Management Practices
April 26, 2004
TO: CHIEF EXECUTIVE OFFICER 
SUBJECT: New Practice on Providing Certificates of Deposit Insurance for Display 
Summary: Beginning June 1, 2004, the FDIC will no longer automatically provide original certificates of deposit insurance for display at an insured institution’s offices. Instead, the FDIC will provide only one original certificate to an institution when it is granted insurance. 

Beginning June 1, 2004, the Federal Deposit Insurance Corporation (FDIC) will no longer automatically provide for display original certificates of deposit insurance for each office of each insured institution bearing the institution’s name, location, and certificate number. The FDIC will provide only one original certificate to an institution when the institution is granted insurance. This certificate is for display at the institution’s main office location and will be replaced if the institution’s name or main office location changes.

Generic certificates will be provided for display in an institution’s branch offices (see attached). Institutions that wish to display the generic certificates in their branch offices should submit written requests for the appropriate number of certificates. Requests should be addressed to the Executive Secretary Section, Legal Division, 550 17th Street, N.W., Washington, D.C. 20429. The generic certificates will be directed to the institution’s main office location. 

Please note that certificates of insurance are not required by the FDIC’s rules, and displaying the certificates is optional. 

For your reference, FDIC Financial Institution Letters may be accessed from the FDIC’s Web site at http://www.fdic.gov/news/financial-institution-letters/2003/index.html.

Robert E. Feldman

Executive Secretary

Distribution

FDIC-Insured Institutions

Note

Paper copies of FDIC financial institution letters may be obtained through the FDIC’s Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (1-877-275-3342 or (703) 562-2200).

Attachment(s)
https://www.fdic.gov/news/financial-institution-letters/2004/fil4504a.html

Last Updated: April 26, 2004