FDIC Federal Register Citations

First State Bank and Trust Company

From: Carol Tillman [mailto:ctillman@firststatebancorp.com]
Sent: Tuesday, September 14, 2004 12:25 PM
To: Comments
Subject: RIN number 3064-AC50

FIRST STATE BANK AND TRUST COMPANY, INC.

From:
Sent: Sept. 14, 2004
To: Comments
Subject: RIN number 3064-AC50

To Whom it May Concern,

Please accept this correspondence as First State Bank and Trust Company,
Inc.'s support for the proposed revisions to 12 CFR 345. The proposed
revisions would raise the asset size threshold to $1 billion regardless
of the size of the holding company, add a community development activity
criterion to the evaluation process, and would allow for additional
credit due to activities in rural areas.

First State Bank and Trust Company, Inc. is located in a rural area, and
we have always prided ourselves on the involvement that we have in our
local community. The community development activity criterion would
more accurately represent our involvement in the community.

Please accept this correspondence as our support to the current FDIC
proposal.

Sincerely,

Carol A. Tillman